The insured victim effect: When and why compensating harm decreases punishment recommendations

An insurance policy may not only affect the consequences for victims but also for perpetrators. In six experiments we find that people recommend milder punishments for perpetrators when the victim was insured, although people believe that a sentence should not depend on the victim’s insurance status...

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Main Authors: Philippe P. F. M. van de Calseyde, Gideon Keren, Marcel Zeelenberg
Format: Article
Language:English
Published: Cambridge University Press 2013-03-01
Series:Judgment and Decision Making
Subjects:
Online Access:https://www.cambridge.org/core/product/identifier/S1930297500005088/type/journal_article
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author Philippe P. F. M. van de Calseyde
Gideon Keren
Marcel Zeelenberg
author_facet Philippe P. F. M. van de Calseyde
Gideon Keren
Marcel Zeelenberg
author_sort Philippe P. F. M. van de Calseyde
collection DOAJ
description An insurance policy may not only affect the consequences for victims but also for perpetrators. In six experiments we find that people recommend milder punishments for perpetrators when the victim was insured, although people believe that a sentence should not depend on the victim’s insurance status. The robustness of this effect is demonstrated by showing that recommendations can even be more lenient for crimes that are in fact more serious but in which the victim was insured. Moreover, even when harm was possible but did not materialize, people still prefer to punish crimes less severely when the (potential) victim was insured. The final two experiments suggest that the effect is associated with a change in (1) compassion for the victim and (2) perceived severity of the transgression. Implications of this phenomenon are briefly discussed.
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spelling doaj.art-f446c792e0f044f694f6e24fd78bc5742023-09-03T10:05:06ZengCambridge University PressJudgment and Decision Making1930-29752013-03-01816117310.1017/S1930297500005088The insured victim effect: When and why compensating harm decreases punishment recommendationsPhilippe P. F. M. van de Calseyde0Gideon Keren1Marcel Zeelenberg2TIBER (Tilburg Institute for Behavioral Economics Research) and Department of Social Psychology, Tilburg University, PO Box 90153, 5000-LE Tilburg, The NetherlandsTilburg UniversityTilburg UniversityAn insurance policy may not only affect the consequences for victims but also for perpetrators. In six experiments we find that people recommend milder punishments for perpetrators when the victim was insured, although people believe that a sentence should not depend on the victim’s insurance status. The robustness of this effect is demonstrated by showing that recommendations can even be more lenient for crimes that are in fact more serious but in which the victim was insured. Moreover, even when harm was possible but did not materialize, people still prefer to punish crimes less severely when the (potential) victim was insured. The final two experiments suggest that the effect is associated with a change in (1) compassion for the victim and (2) perceived severity of the transgression. Implications of this phenomenon are briefly discussed.https://www.cambridge.org/core/product/identifier/S1930297500005088/type/journal_articleinsured victim effectpunishmentinsuranceinterpersonal judgment
spellingShingle Philippe P. F. M. van de Calseyde
Gideon Keren
Marcel Zeelenberg
The insured victim effect: When and why compensating harm decreases punishment recommendations
Judgment and Decision Making
insured victim effect
punishment
insurance
interpersonal judgment
title The insured victim effect: When and why compensating harm decreases punishment recommendations
title_full The insured victim effect: When and why compensating harm decreases punishment recommendations
title_fullStr The insured victim effect: When and why compensating harm decreases punishment recommendations
title_full_unstemmed The insured victim effect: When and why compensating harm decreases punishment recommendations
title_short The insured victim effect: When and why compensating harm decreases punishment recommendations
title_sort insured victim effect when and why compensating harm decreases punishment recommendations
topic insured victim effect
punishment
insurance
interpersonal judgment
url https://www.cambridge.org/core/product/identifier/S1930297500005088/type/journal_article
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