Stability, efficiency and financial risks of islamic banks in conditions of instability of global financial system
In modern conditions of implementation Islamic model of banking, the issues of increasing efficiency of its activities and ensuring the long-term stability of Islamic banks come to the fore. Article analyzes the activities of Islamic banks in the post-crisis period, both in the global Islamic bankin...
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Format: | Article |
Language: | Russian |
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State University of Management
2019-03-01
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Series: | Управление |
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Online Access: | https://upravlenie.guu.ru/jour/article/view/167 |
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author | Tatyana Mazurina Shukrullokhon Sharipov |
author_facet | Tatyana Mazurina Shukrullokhon Sharipov |
author_sort | Tatyana Mazurina |
collection | DOAJ |
description | In modern conditions of implementation Islamic model of banking, the issues of increasing efficiency of its activities and ensuring the long-term stability of Islamic banks come to the fore. Article analyzes the activities of Islamic banks in the post-crisis period, both in the global Islamic banking sector as a whole, and in the context of individual countries in which Islamic banks are predominantly or significantly represented, as well as financial risks that pose a threat of losses for Islamic banks. It has been concluded that the Islamic financial system is becoming one of the most important components of the international financial system, and Islamic banks within the global financial system are becoming more recognized and competitive, as they demonstrate a sufficiently high efficiency and stability of activity, a positive trend of development. Analysis found that Islamic banking has demonstrated its reliability and stability in the post-crisis period and continues to be a viable and effective mechanism of financial intermediation in the conditions of global financial system instability. The differences in the functioning and performance of Islamic banks in different countries within a single consolidated Islamic banking system have been revealed, a comparative analysis effectiveness of banking sectors a number of Muslim countries has been given, the directions of development of Islamic banking in them have been shown. Conclusions have been drawn on the need for Islamic banks to introduce effective mechanisms for monitoring and managing financial and investment risks in order to increase their ability to withstand adverse external factors, since in the future, despite the positive trends in the activities of Islamic banks, there are potential financial risks due to the growth of their current costs associated with the possibility of potential deterioration in the quality of assets and reduction in the level of profit. |
first_indexed | 2024-03-08T18:24:09Z |
format | Article |
id | doaj.art-f49957868260459b8ee605955e223ba7 |
institution | Directory Open Access Journal |
issn | 2309-3633 2713-1645 |
language | Russian |
last_indexed | 2024-04-24T19:41:27Z |
publishDate | 2019-03-01 |
publisher | State University of Management |
record_format | Article |
series | Управление |
spelling | doaj.art-f49957868260459b8ee605955e223ba72024-03-25T11:15:52ZrusState University of ManagementУправление2309-36332713-16452019-03-017110511310.26425/2309-3633-2019-1-105-113158Stability, efficiency and financial risks of islamic banks in conditions of instability of global financial systemTatyana Mazurina0Shukrullokhon Sharipov1State University of ManagementState University of ManagementIn modern conditions of implementation Islamic model of banking, the issues of increasing efficiency of its activities and ensuring the long-term stability of Islamic banks come to the fore. Article analyzes the activities of Islamic banks in the post-crisis period, both in the global Islamic banking sector as a whole, and in the context of individual countries in which Islamic banks are predominantly or significantly represented, as well as financial risks that pose a threat of losses for Islamic banks. It has been concluded that the Islamic financial system is becoming one of the most important components of the international financial system, and Islamic banks within the global financial system are becoming more recognized and competitive, as they demonstrate a sufficiently high efficiency and stability of activity, a positive trend of development. Analysis found that Islamic banking has demonstrated its reliability and stability in the post-crisis period and continues to be a viable and effective mechanism of financial intermediation in the conditions of global financial system instability. The differences in the functioning and performance of Islamic banks in different countries within a single consolidated Islamic banking system have been revealed, a comparative analysis effectiveness of banking sectors a number of Muslim countries has been given, the directions of development of Islamic banking in them have been shown. Conclusions have been drawn on the need for Islamic banks to introduce effective mechanisms for monitoring and managing financial and investment risks in order to increase their ability to withstand adverse external factors, since in the future, despite the positive trends in the activities of Islamic banks, there are potential financial risks due to the growth of their current costs associated with the possibility of potential deterioration in the quality of assets and reduction in the level of profit.https://upravlenie.guu.ru/jour/article/view/167world islamic banking systemislamic bankcapitalization of islamic bankssystem of banking regulation and supervisionreturn on assetsreturn on capitalshort-term liquidity |
spellingShingle | Tatyana Mazurina Shukrullokhon Sharipov Stability, efficiency and financial risks of islamic banks in conditions of instability of global financial system Управление world islamic banking system islamic bank capitalization of islamic banks system of banking regulation and supervision return on assets return on capital short-term liquidity |
title | Stability, efficiency and financial risks of islamic banks in conditions of instability of global financial system |
title_full | Stability, efficiency and financial risks of islamic banks in conditions of instability of global financial system |
title_fullStr | Stability, efficiency and financial risks of islamic banks in conditions of instability of global financial system |
title_full_unstemmed | Stability, efficiency and financial risks of islamic banks in conditions of instability of global financial system |
title_short | Stability, efficiency and financial risks of islamic banks in conditions of instability of global financial system |
title_sort | stability efficiency and financial risks of islamic banks in conditions of instability of global financial system |
topic | world islamic banking system islamic bank capitalization of islamic banks system of banking regulation and supervision return on assets return on capital short-term liquidity |
url | https://upravlenie.guu.ru/jour/article/view/167 |
work_keys_str_mv | AT tatyanamazurina stabilityefficiencyandfinancialrisksofislamicbanksinconditionsofinstabilityofglobalfinancialsystem AT shukrullokhonsharipov stabilityefficiencyandfinancialrisksofislamicbanksinconditionsofinstabilityofglobalfinancialsystem |