DETERMINAN PERTUMBUHAN KREDIT MODAL KERJA PERBANKAN DI INDONESIA: Pendekatan Error Correction Model (ECM)
Abstract<br />Bank loans has an important role in financing the national economy and driving force of economic growth.<br />Therefore, credit growth must be balanced. However, the condition show that commercial bank credit growth<br />slowed back.Using the method of Error Correctio...
| Main Authors: | , |
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| Format: | Article |
| Language: | English |
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Universitas Merdeka Malang
2016-05-01
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| Series: | Jurnal Keuangan dan Perbankan |
| Subjects: | |
| Online Access: | http://jurnal.unmer.ac.id/index.php/jkdp/article/view/159 |
| Summary: | Abstract<br />Bank loans has an important role in financing the national economy and driving force of economic growth.<br />Therefore, credit growth must be balanced. However, the condition show that commercial bank credit growth<br />slowed back.Using the method of Error Correction Model (ECM) Domowitz - El Badawi, the study analyze the<br />impact of short-term and long-term independent variables to determine the credit growth in Indonesia financial<br />sector. The results show that, in the short term only non performing loans are significant negative effect on<br />the working capital loans growth. For long-term, working capital loan interest rates have a significant negative<br />effect, third party funds growth have a significant positive effect and inflation have a significant negative<br />effect. |
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| ISSN: | 1410-8089 2443-2687 |