DETERMINAN PERTUMBUHAN KREDIT MODAL KERJA PERBANKAN DI INDONESIA: Pendekatan Error Correction Model (ECM)
Abstract<br />Bank loans has an important role in financing the national economy and driving force of economic growth.<br />Therefore, credit growth must be balanced. However, the condition show that commercial bank credit growth<br />slowed back.Using the method of Error Correctio...
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| Format: | Article |
| Language: | English |
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Universitas Merdeka Malang
2016-05-01
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| Series: | Jurnal Keuangan dan Perbankan |
| Subjects: | |
| Online Access: | http://jurnal.unmer.ac.id/index.php/jkdp/article/view/159 |
| _version_ | 1819066651559067648 |
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| author | Sasanti Widyawati Setyo Tri Wahyudi |
| author_facet | Sasanti Widyawati Setyo Tri Wahyudi |
| author_sort | Sasanti Widyawati |
| collection | DOAJ |
| description | Abstract<br />Bank loans has an important role in financing the national economy and driving force of economic growth.<br />Therefore, credit growth must be balanced. However, the condition show that commercial bank credit growth<br />slowed back.Using the method of Error Correction Model (ECM) Domowitz - El Badawi, the study analyze the<br />impact of short-term and long-term independent variables to determine the credit growth in Indonesia financial<br />sector. The results show that, in the short term only non performing loans are significant negative effect on<br />the working capital loans growth. For long-term, working capital loan interest rates have a significant negative<br />effect, third party funds growth have a significant positive effect and inflation have a significant negative<br />effect. |
| first_indexed | 2024-12-21T16:05:45Z |
| format | Article |
| id | doaj.art-f734508be9f9498c97402a2842a0fcb9 |
| institution | Directory Open Access Journal |
| issn | 1410-8089 2443-2687 |
| language | English |
| last_indexed | 2024-12-21T16:05:45Z |
| publishDate | 2016-05-01 |
| publisher | Universitas Merdeka Malang |
| record_format | Article |
| series | Jurnal Keuangan dan Perbankan |
| spelling | doaj.art-f734508be9f9498c97402a2842a0fcb92022-12-21T18:57:54ZengUniversitas Merdeka MalangJurnal Keuangan dan Perbankan1410-80892443-26872016-05-01201118DETERMINAN PERTUMBUHAN KREDIT MODAL KERJA PERBANKAN DI INDONESIA: Pendekatan Error Correction Model (ECM)Sasanti Widyawati0Setyo Tri Wahyudi1Universitas Brawijaya MalangUniversitas Brawijaya MalangAbstract<br />Bank loans has an important role in financing the national economy and driving force of economic growth.<br />Therefore, credit growth must be balanced. However, the condition show that commercial bank credit growth<br />slowed back.Using the method of Error Correction Model (ECM) Domowitz - El Badawi, the study analyze the<br />impact of short-term and long-term independent variables to determine the credit growth in Indonesia financial<br />sector. The results show that, in the short term only non performing loans are significant negative effect on<br />the working capital loans growth. For long-term, working capital loan interest rates have a significant negative<br />effect, third party funds growth have a significant positive effect and inflation have a significant negative<br />effect.http://jurnal.unmer.ac.id/index.php/jkdp/article/view/159Credit Growth, Error Correction Model Domowitz-El Badawi |
| spellingShingle | Sasanti Widyawati Setyo Tri Wahyudi DETERMINAN PERTUMBUHAN KREDIT MODAL KERJA PERBANKAN DI INDONESIA: Pendekatan Error Correction Model (ECM) Jurnal Keuangan dan Perbankan Credit Growth, Error Correction Model Domowitz-El Badawi |
| title | DETERMINAN PERTUMBUHAN KREDIT MODAL KERJA PERBANKAN DI INDONESIA: Pendekatan Error Correction Model (ECM) |
| title_full | DETERMINAN PERTUMBUHAN KREDIT MODAL KERJA PERBANKAN DI INDONESIA: Pendekatan Error Correction Model (ECM) |
| title_fullStr | DETERMINAN PERTUMBUHAN KREDIT MODAL KERJA PERBANKAN DI INDONESIA: Pendekatan Error Correction Model (ECM) |
| title_full_unstemmed | DETERMINAN PERTUMBUHAN KREDIT MODAL KERJA PERBANKAN DI INDONESIA: Pendekatan Error Correction Model (ECM) |
| title_short | DETERMINAN PERTUMBUHAN KREDIT MODAL KERJA PERBANKAN DI INDONESIA: Pendekatan Error Correction Model (ECM) |
| title_sort | determinan pertumbuhan kredit modal kerja perbankan di indonesia pendekatan error correction model ecm |
| topic | Credit Growth, Error Correction Model Domowitz-El Badawi |
| url | http://jurnal.unmer.ac.id/index.php/jkdp/article/view/159 |
| work_keys_str_mv | AT sasantiwidyawati determinanpertumbuhankreditmodalkerjaperbankandiindonesiapendekatanerrorcorrectionmodelecm AT setyotriwahyudi determinanpertumbuhankreditmodalkerjaperbankandiindonesiapendekatanerrorcorrectionmodelecm |