The Effect of Parents' Insurance Coverage on Access to Care for Low-Income Children

This study examines the effects of having an uninsured parent on access to health care for low-income children. Using data from the 1999 National Survey of America's Families, we find that having an uninsured parent decreases the likelihood that a child will have any medical provider visit by 6...

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Main Authors: Amy Davidoff, Lisa Dubay, Genevieve Kenney, Alshadye Yemane
Format: Article
Language:English
Published: SAGE Publishing 2003-08-01
Series:Inquiry: The Journal of Health Care Organization, Provision, and Financing
Online Access:https://doi.org/10.5034/inquiryjrnl_40.3.254
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author Amy Davidoff
Lisa Dubay
Genevieve Kenney
Alshadye Yemane
author_facet Amy Davidoff
Lisa Dubay
Genevieve Kenney
Alshadye Yemane
author_sort Amy Davidoff
collection DOAJ
description This study examines the effects of having an uninsured parent on access to health care for low-income children. Using data from the 1999 National Survey of America's Families, we find that having an uninsured parent decreases the likelihood that a child will have any medical provider visit by 6.5 percentage points, and decreases the likelihood of a well-child visit by 6.7 percentage points. Estimates for low-income children who have insurance but have an uninsured parent indicate a 4.1 percentage-point reduction in the probability of having any medical provider visit, and a similar 4.2 percentage-point reduction in the probability of having a well-child visit relative to those with insured parents. The effects of having an uninsured parent are smaller in magnitude than the effects of a child being uninsured. Efforts to increase insurance coverage of parents, either by extending eligibility for public insurance or through other policy interventions, will have positive spillover effects on access to care for children. Although the magnitude of these effects is small relative to the direct effect of providing insurance to either the child or parent, they should be considered in analyses of costs and benefits of proposed policies.
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spelling doaj.art-f876707d5fe9432599d1993df901ed512022-12-22T01:38:18ZengSAGE PublishingInquiry: The Journal of Health Care Organization, Provision, and Financing0046-95802003-08-014010.5034/inquiryjrnl_40.3.254The Effect of Parents' Insurance Coverage on Access to Care for Low-Income ChildrenAmy DavidoffLisa DubayGenevieve KenneyAlshadye YemaneThis study examines the effects of having an uninsured parent on access to health care for low-income children. Using data from the 1999 National Survey of America's Families, we find that having an uninsured parent decreases the likelihood that a child will have any medical provider visit by 6.5 percentage points, and decreases the likelihood of a well-child visit by 6.7 percentage points. Estimates for low-income children who have insurance but have an uninsured parent indicate a 4.1 percentage-point reduction in the probability of having any medical provider visit, and a similar 4.2 percentage-point reduction in the probability of having a well-child visit relative to those with insured parents. The effects of having an uninsured parent are smaller in magnitude than the effects of a child being uninsured. Efforts to increase insurance coverage of parents, either by extending eligibility for public insurance or through other policy interventions, will have positive spillover effects on access to care for children. Although the magnitude of these effects is small relative to the direct effect of providing insurance to either the child or parent, they should be considered in analyses of costs and benefits of proposed policies.https://doi.org/10.5034/inquiryjrnl_40.3.254
spellingShingle Amy Davidoff
Lisa Dubay
Genevieve Kenney
Alshadye Yemane
The Effect of Parents' Insurance Coverage on Access to Care for Low-Income Children
Inquiry: The Journal of Health Care Organization, Provision, and Financing
title The Effect of Parents' Insurance Coverage on Access to Care for Low-Income Children
title_full The Effect of Parents' Insurance Coverage on Access to Care for Low-Income Children
title_fullStr The Effect of Parents' Insurance Coverage on Access to Care for Low-Income Children
title_full_unstemmed The Effect of Parents' Insurance Coverage on Access to Care for Low-Income Children
title_short The Effect of Parents' Insurance Coverage on Access to Care for Low-Income Children
title_sort effect of parents insurance coverage on access to care for low income children
url https://doi.org/10.5034/inquiryjrnl_40.3.254
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