Analyzing the Impact of Digital Transformation in Islamic Philanthropy using Utaut Model
This study aims to assess individual habits in adopting digital payment technologies in Islamic philanthropic institutions. This research uses the UTAUT model, which explains user behavior in relation to information technology adoption. The population of this study was people who have used digital p...
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Format: | Article |
Language: | English |
Published: |
Universitas Muhammadiyah Yogyakarta
2023-12-01
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Series: | Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies |
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Online Access: | https://journal.umy.ac.id/index.php/afkaruna/article/view/16086 |
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author | Mukhamad Yazid Afandi |
author_facet | Mukhamad Yazid Afandi |
author_sort | Mukhamad Yazid Afandi |
collection | DOAJ |
description | This study aims to assess individual habits in adopting digital payment technologies in Islamic philanthropic institutions. This research uses the UTAUT model, which explains user behavior in relation to information technology adoption. The population of this study was people who have used digital payments in philanthropic institutions, e.g., M-banking, QRIS, e-wallet, e-money, crowdfunding, marketplace, etc. A sample of 250 respondents was obtained using a random sampling technique. The UTAUT model was performed using structural equation modeling (SEM) via SmartPLS. The results showed that all constructs had a significant positive impact, except for the effect of facilitating conditions on usage behavior. This study shows that the digitization of payment transactions is still aimed at the segment of well-informed technology users. Policyholders, therefore, need to become more involved in the digital transformation campaign, which targets all potential segments, e.g., the middle-aged working class. Due to this segmentation, they have a high awareness of donations in addition to the income opportunities. |
first_indexed | 2024-03-08T16:52:32Z |
format | Article |
id | doaj.art-f87e5c724a8849a59339ebc2622f7440 |
institution | Directory Open Access Journal |
issn | 2599-0551 2599-0586 |
language | English |
last_indexed | 2024-03-08T16:52:32Z |
publishDate | 2023-12-01 |
publisher | Universitas Muhammadiyah Yogyakarta |
record_format | Article |
series | Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies |
spelling | doaj.art-f87e5c724a8849a59339ebc2622f74402024-01-05T03:49:04ZengUniversitas Muhammadiyah YogyakartaAfkaruna: Indonesian Interdisciplinary Journal of Islamic Studies2599-05512599-05862023-12-0119231733710.18196/afkaruna.v19i2.160867132Analyzing the Impact of Digital Transformation in Islamic Philanthropy using Utaut ModelMukhamad Yazid Afandi0Universitas Islam Negeri Sunan Kalijaga YogyakartaThis study aims to assess individual habits in adopting digital payment technologies in Islamic philanthropic institutions. This research uses the UTAUT model, which explains user behavior in relation to information technology adoption. The population of this study was people who have used digital payments in philanthropic institutions, e.g., M-banking, QRIS, e-wallet, e-money, crowdfunding, marketplace, etc. A sample of 250 respondents was obtained using a random sampling technique. The UTAUT model was performed using structural equation modeling (SEM) via SmartPLS. The results showed that all constructs had a significant positive impact, except for the effect of facilitating conditions on usage behavior. This study shows that the digitization of payment transactions is still aimed at the segment of well-informed technology users. Policyholders, therefore, need to become more involved in the digital transformation campaign, which targets all potential segments, e.g., the middle-aged working class. Due to this segmentation, they have a high awareness of donations in addition to the income opportunities.https://journal.umy.ac.id/index.php/afkaruna/article/view/16086digitalizationdigital paymentzisutaut. |
spellingShingle | Mukhamad Yazid Afandi Analyzing the Impact of Digital Transformation in Islamic Philanthropy using Utaut Model Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies digitalization digital payment zis utaut. |
title | Analyzing the Impact of Digital Transformation in Islamic Philanthropy using Utaut Model |
title_full | Analyzing the Impact of Digital Transformation in Islamic Philanthropy using Utaut Model |
title_fullStr | Analyzing the Impact of Digital Transformation in Islamic Philanthropy using Utaut Model |
title_full_unstemmed | Analyzing the Impact of Digital Transformation in Islamic Philanthropy using Utaut Model |
title_short | Analyzing the Impact of Digital Transformation in Islamic Philanthropy using Utaut Model |
title_sort | analyzing the impact of digital transformation in islamic philanthropy using utaut model |
topic | digitalization digital payment zis utaut. |
url | https://journal.umy.ac.id/index.php/afkaruna/article/view/16086 |
work_keys_str_mv | AT mukhamadyazidafandi analyzingtheimpactofdigitaltransformationinislamicphilanthropyusingutautmodel |