Analyzing the Impact of Digital Transformation in Islamic Philanthropy using Utaut Model

This study aims to assess individual habits in adopting digital payment technologies in Islamic philanthropic institutions. This research uses the UTAUT model, which explains user behavior in relation to information technology adoption. The population of this study was people who have used digital p...

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Main Author: Mukhamad Yazid Afandi
Format: Article
Language:English
Published: Universitas Muhammadiyah Yogyakarta 2023-12-01
Series:Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies
Subjects:
Online Access:https://journal.umy.ac.id/index.php/afkaruna/article/view/16086
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author Mukhamad Yazid Afandi
author_facet Mukhamad Yazid Afandi
author_sort Mukhamad Yazid Afandi
collection DOAJ
description This study aims to assess individual habits in adopting digital payment technologies in Islamic philanthropic institutions. This research uses the UTAUT model, which explains user behavior in relation to information technology adoption. The population of this study was people who have used digital payments in philanthropic institutions, e.g., M-banking, QRIS, e-wallet, e-money, crowdfunding, marketplace, etc. A sample of 250 respondents was obtained using a random sampling technique. The UTAUT model was performed using structural equation modeling (SEM) via SmartPLS. The results showed that all constructs had a significant positive impact, except for the effect of facilitating conditions on usage behavior. This study shows that the digitization of payment transactions is still aimed at the segment of well-informed technology users. Policyholders, therefore, need to become more involved in the digital transformation campaign, which targets all potential segments, e.g., the middle-aged working class. Due to this segmentation, they have a high awareness of donations in addition to the income opportunities.
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spelling doaj.art-f87e5c724a8849a59339ebc2622f74402024-01-05T03:49:04ZengUniversitas Muhammadiyah YogyakartaAfkaruna: Indonesian Interdisciplinary Journal of Islamic Studies2599-05512599-05862023-12-0119231733710.18196/afkaruna.v19i2.160867132Analyzing the Impact of Digital Transformation in Islamic Philanthropy using Utaut ModelMukhamad Yazid Afandi0Universitas Islam Negeri Sunan Kalijaga YogyakartaThis study aims to assess individual habits in adopting digital payment technologies in Islamic philanthropic institutions. This research uses the UTAUT model, which explains user behavior in relation to information technology adoption. The population of this study was people who have used digital payments in philanthropic institutions, e.g., M-banking, QRIS, e-wallet, e-money, crowdfunding, marketplace, etc. A sample of 250 respondents was obtained using a random sampling technique. The UTAUT model was performed using structural equation modeling (SEM) via SmartPLS. The results showed that all constructs had a significant positive impact, except for the effect of facilitating conditions on usage behavior. This study shows that the digitization of payment transactions is still aimed at the segment of well-informed technology users. Policyholders, therefore, need to become more involved in the digital transformation campaign, which targets all potential segments, e.g., the middle-aged working class. Due to this segmentation, they have a high awareness of donations in addition to the income opportunities.https://journal.umy.ac.id/index.php/afkaruna/article/view/16086digitalizationdigital paymentzisutaut.
spellingShingle Mukhamad Yazid Afandi
Analyzing the Impact of Digital Transformation in Islamic Philanthropy using Utaut Model
Afkaruna: Indonesian Interdisciplinary Journal of Islamic Studies
digitalization
digital payment
zis
utaut.
title Analyzing the Impact of Digital Transformation in Islamic Philanthropy using Utaut Model
title_full Analyzing the Impact of Digital Transformation in Islamic Philanthropy using Utaut Model
title_fullStr Analyzing the Impact of Digital Transformation in Islamic Philanthropy using Utaut Model
title_full_unstemmed Analyzing the Impact of Digital Transformation in Islamic Philanthropy using Utaut Model
title_short Analyzing the Impact of Digital Transformation in Islamic Philanthropy using Utaut Model
title_sort analyzing the impact of digital transformation in islamic philanthropy using utaut model
topic digitalization
digital payment
zis
utaut.
url https://journal.umy.ac.id/index.php/afkaruna/article/view/16086
work_keys_str_mv AT mukhamadyazidafandi analyzingtheimpactofdigitaltransformationinislamicphilanthropyusingutautmodel