Acceptance Of Internet Banking Services With Respect To Security And Privacy Perceptions: An Application Of TAM

The internet is playing a major role in providing financial services in Banking, leading to competitive edge in gaining banking customers, who would like essential banking services to be availed anywhere and at any time. The purpose of this research is to analyze the effect of Technology Acceptance...

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Main Authors: Kashif Rashid, Fahad Zuberi, Fahad Sattar, Adnan Ahmed
Format: Article
Language:English
Published: Shaheed Zulfikar Ali Bhutto Institute of Science and Technology 2017-12-01
Series:JISR on Computing
Subjects:
Online Access:https://jisrc.szabist.edu.pk/ojs/index.php/jisrc/article/view/102
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author Kashif Rashid
Fahad Zuberi
Fahad Sattar
Adnan Ahmed
author_facet Kashif Rashid
Fahad Zuberi
Fahad Sattar
Adnan Ahmed
author_sort Kashif Rashid
collection DOAJ
description The internet is playing a major role in providing financial services in Banking, leading to competitive edge in gaining banking customers, who would like essential banking services to be availed anywhere and at any time. The purpose of this research is to analyze the effect of Technology Acceptance Model (TAM) on internet banking in Pakistan, Perceived Security Concern and Perceived Privacy Concern on Intention to Use fulfilling the academic gap identified as there is a lack of organized and comprehensive studies analyzing practical implications of Technology Acceptance Model in Internet Banking in Pakistan. This cross-sectional study is based on the deductive approach and the explanatory strategy. Upon doing a correlation analysis between the variables, findings suggest a strong positive correlation between TAM, Perceived Security Concern, Perceived Privacy Concern and Perceived Trust on Intention to Use.
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1998-4154
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spelling doaj.art-f8c6e158dc0b4e29a3f847dbae61f6bd2023-08-17T06:45:11ZengShaheed Zulfikar Ali Bhutto Institute of Science and TechnologyJISR on Computing2412-04481998-41542017-12-0115210.31645/jisrc/(2017).15.2.05Acceptance Of Internet Banking Services With Respect To Security And Privacy Perceptions: An Application Of TAMKashif Rashid0Fahad Zuberi1Fahad Sattar2Adnan Ahmed3Shaheed Zulfikar Ali Bhutto Institute of Science and Technology, Karachi PakistanShaheed Zulfikar Ali Bhutto Institute of Science and Technology, Karachi PakistanShaheed Zulfikar Ali Bhutto Institute of Science and Technology, Karachi PakistanShaheed Zulfikar Ali Bhutto Institute of Science and Technology, Karachi Pakistan The internet is playing a major role in providing financial services in Banking, leading to competitive edge in gaining banking customers, who would like essential banking services to be availed anywhere and at any time. The purpose of this research is to analyze the effect of Technology Acceptance Model (TAM) on internet banking in Pakistan, Perceived Security Concern and Perceived Privacy Concern on Intention to Use fulfilling the academic gap identified as there is a lack of organized and comprehensive studies analyzing practical implications of Technology Acceptance Model in Internet Banking in Pakistan. This cross-sectional study is based on the deductive approach and the explanatory strategy. Upon doing a correlation analysis between the variables, findings suggest a strong positive correlation between TAM, Perceived Security Concern, Perceived Privacy Concern and Perceived Trust on Intention to Use. https://jisrc.szabist.edu.pk/ojs/index.php/jisrc/article/view/102Technology Acceptance ModelPerceived Security Concern
spellingShingle Kashif Rashid
Fahad Zuberi
Fahad Sattar
Adnan Ahmed
Acceptance Of Internet Banking Services With Respect To Security And Privacy Perceptions: An Application Of TAM
JISR on Computing
Technology Acceptance Model
Perceived Security Concern
title Acceptance Of Internet Banking Services With Respect To Security And Privacy Perceptions: An Application Of TAM
title_full Acceptance Of Internet Banking Services With Respect To Security And Privacy Perceptions: An Application Of TAM
title_fullStr Acceptance Of Internet Banking Services With Respect To Security And Privacy Perceptions: An Application Of TAM
title_full_unstemmed Acceptance Of Internet Banking Services With Respect To Security And Privacy Perceptions: An Application Of TAM
title_short Acceptance Of Internet Banking Services With Respect To Security And Privacy Perceptions: An Application Of TAM
title_sort acceptance of internet banking services with respect to security and privacy perceptions an application of tam
topic Technology Acceptance Model
Perceived Security Concern
url https://jisrc.szabist.edu.pk/ojs/index.php/jisrc/article/view/102
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AT fahadsattar acceptanceofinternetbankingserviceswithrespecttosecurityandprivacyperceptionsanapplicationoftam
AT adnanahmed acceptanceofinternetbankingserviceswithrespecttosecurityandprivacyperceptionsanapplicationoftam