PEMANFAATAN KREDIT MIKRO PERUMAHAN BAGI MASYARAKAT BERPENGHASILAN RENDAH DI BMT MITRA KHASANAH KOTA SEMARANG
Since 2006, government has started to launch the housing micro finance system for low incomehousehold, and has been implemented in Jakarta, Semarang, Solo and other big cities. In Semarang, thehousing micro finance is used for early home construction and home renovation. This research is todefine th...
| Main Authors: | , |
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| Format: | Article |
| Language: | English |
| Published: |
Diponegoro University
2012-02-01
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| Series: | Teknik |
| Subjects: | |
| Online Access: | http://ejournal.undip.ac.id/index.php/teknik/article/view/1911 |
| _version_ | 1818615303091781632 |
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| author | Landung Esariti Anang Nirwanto |
| author_facet | Landung Esariti Anang Nirwanto |
| author_sort | Landung Esariti |
| collection | DOAJ |
| description | Since 2006, government has started to launch the housing micro finance system for low incomehousehold, and has been implemented in Jakarta, Semarang, Solo and other big cities. In Semarang, thehousing micro finance is used for early home construction and home renovation. This research is todefine the contribution between two implementation of housing micro finance and BMT Mitra Khasanahis selected as a case study. This investigation used the triangulation method, and is supported with theusing of dicriminant technique analysis, scoring and frequency distribution. About 17 respondent areinterviewed, and they have been facilitated by BMT Mitra Khasanah.The research reveals that 83% of housing micro finance application in Genuk is for home renovation,while 17% is for early home construction. There are 3 dominant factors influenced the applicatio;,namely the economy, installment ability and home condition. The results shows that the applicationwould be very useful if there have been an initation to facilitate the low income household in technicaland managerial assistance. |
| first_indexed | 2024-12-16T16:31:45Z |
| format | Article |
| id | doaj.art-fa97a181c5614ab781dcd41909a112d9 |
| institution | Directory Open Access Journal |
| issn | 0852-1697 2460-9919 |
| language | English |
| last_indexed | 2024-12-16T16:31:45Z |
| publishDate | 2012-02-01 |
| publisher | Diponegoro University |
| record_format | Article |
| series | Teknik |
| spelling | doaj.art-fa97a181c5614ab781dcd41909a112d92022-12-21T22:24:35ZengDiponegoro UniversityTeknik0852-16972460-99192012-02-0129117271598PEMANFAATAN KREDIT MIKRO PERUMAHAN BAGI MASYARAKAT BERPENGHASILAN RENDAH DI BMT MITRA KHASANAH KOTA SEMARANGLandung EsaritiAnang NirwantoSince 2006, government has started to launch the housing micro finance system for low incomehousehold, and has been implemented in Jakarta, Semarang, Solo and other big cities. In Semarang, thehousing micro finance is used for early home construction and home renovation. This research is todefine the contribution between two implementation of housing micro finance and BMT Mitra Khasanahis selected as a case study. This investigation used the triangulation method, and is supported with theusing of dicriminant technique analysis, scoring and frequency distribution. About 17 respondent areinterviewed, and they have been facilitated by BMT Mitra Khasanah.The research reveals that 83% of housing micro finance application in Genuk is for home renovation,while 17% is for early home construction. There are 3 dominant factors influenced the applicatio;,namely the economy, installment ability and home condition. The results shows that the applicationwould be very useful if there have been an initation to facilitate the low income household in technicaland managerial assistance.http://ejournal.undip.ac.id/index.php/teknik/article/view/1911housing micro finance system for low income |
| spellingShingle | Landung Esariti Anang Nirwanto PEMANFAATAN KREDIT MIKRO PERUMAHAN BAGI MASYARAKAT BERPENGHASILAN RENDAH DI BMT MITRA KHASANAH KOTA SEMARANG Teknik housing micro finance system for low income |
| title | PEMANFAATAN KREDIT MIKRO PERUMAHAN BAGI MASYARAKAT BERPENGHASILAN RENDAH DI BMT MITRA KHASANAH KOTA SEMARANG |
| title_full | PEMANFAATAN KREDIT MIKRO PERUMAHAN BAGI MASYARAKAT BERPENGHASILAN RENDAH DI BMT MITRA KHASANAH KOTA SEMARANG |
| title_fullStr | PEMANFAATAN KREDIT MIKRO PERUMAHAN BAGI MASYARAKAT BERPENGHASILAN RENDAH DI BMT MITRA KHASANAH KOTA SEMARANG |
| title_full_unstemmed | PEMANFAATAN KREDIT MIKRO PERUMAHAN BAGI MASYARAKAT BERPENGHASILAN RENDAH DI BMT MITRA KHASANAH KOTA SEMARANG |
| title_short | PEMANFAATAN KREDIT MIKRO PERUMAHAN BAGI MASYARAKAT BERPENGHASILAN RENDAH DI BMT MITRA KHASANAH KOTA SEMARANG |
| title_sort | pemanfaatan kredit mikro perumahan bagi masyarakat berpenghasilan rendah di bmt mitra khasanah kota semarang |
| topic | housing micro finance system for low income |
| url | http://ejournal.undip.ac.id/index.php/teknik/article/view/1911 |
| work_keys_str_mv | AT landungesariti pemanfaatankreditmikroperumahanbagimasyarakatberpenghasilanrendahdibmtmitrakhasanahkotasemarang AT anangnirwanto pemanfaatankreditmikroperumahanbagimasyarakatberpenghasilanrendahdibmtmitrakhasanahkotasemarang |