KOMPETISI DAN PENGAMBILAN RISIKO DALAM INDUSTRI PERBANKAN NASIONAL
This research aimed to prove that the degree of banking competition on collecting funds in Indonesia banking<br />industry was able to explain the risk-taking lending behavior in its intermediary function, including the<br />influence of some macro economy variables such as gross domesti...
| Main Authors: | , |
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| Format: | Article |
| Language: | English |
| Published: |
Universitas Merdeka Malang
2017-03-01
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| Series: | Jurnal Keuangan dan Perbankan |
| Subjects: | |
| Online Access: | http://jurnal.unmer.ac.id/index.php/jkdp/article/view/856 |
| _version_ | 1819029166516862976 |
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| author | Aloysius Deno Hervino Maria Margaretha Sumaryati |
| author_facet | Aloysius Deno Hervino Maria Margaretha Sumaryati |
| author_sort | Aloysius Deno Hervino |
| collection | DOAJ |
| description | This research aimed to prove that the degree of banking competition on collecting funds in Indonesia banking<br />industry was able to explain the risk-taking lending behavior in its intermediary function, including the<br />influence of some macro economy variables such as gross domestic product (GDP) and interbank money market<br />(PUAB). Using error correction model engel granger (ECM-EG), the results of this research were both shortrun<br />and long-run model. The degree of the banking competition had non-monotonic relationship on the risktaking<br />lending behavior in Indonesia banking industry; moreover, the GDP had positif impact and the PUAB<br />had a negtive impact on it. |
| first_indexed | 2024-12-21T06:09:56Z |
| format | Article |
| id | doaj.art-fccd4491cccb4595b403e871e861ffd2 |
| institution | Directory Open Access Journal |
| issn | 1410-8089 2443-2687 |
| language | English |
| last_indexed | 2024-12-21T06:09:56Z |
| publishDate | 2017-03-01 |
| publisher | Universitas Merdeka Malang |
| record_format | Article |
| series | Jurnal Keuangan dan Perbankan |
| spelling | doaj.art-fccd4491cccb4595b403e871e861ffd22022-12-21T19:13:33ZengUniversitas Merdeka MalangJurnal Keuangan dan Perbankan1410-80892443-26872017-03-01192581KOMPETISI DAN PENGAMBILAN RISIKO DALAM INDUSTRI PERBANKAN NASIONALAloysius Deno Hervino0Maria Margaretha Sumaryati1Prodi Ekonomi Pembangunan Fakultas Ekonomi Unika Atma Jaya Jakarta Gedung Karol Wojtyla Lt.6, Jl.Jenderal Sudirman Kav.51, Jakarta 12930, IndonesiaProdi Ekonomi Pembangunan Fakultas Ekonomi Unika Atma Jaya Jakarta Gedung Karol Wojtyla Lt.6, Jl.Jenderal Sudirman Kav.51, Jakarta 12930, IndonesiaThis research aimed to prove that the degree of banking competition on collecting funds in Indonesia banking<br />industry was able to explain the risk-taking lending behavior in its intermediary function, including the<br />influence of some macro economy variables such as gross domestic product (GDP) and interbank money market<br />(PUAB). Using error correction model engel granger (ECM-EG), the results of this research were both shortrun<br />and long-run model. The degree of the banking competition had non-monotonic relationship on the risktaking<br />lending behavior in Indonesia banking industry; moreover, the GDP had positif impact and the PUAB<br />had a negtive impact on it.http://jurnal.unmer.ac.id/index.php/jkdp/article/view/856bank competition, bank failure, Herfindahl-Hirschman Index, risk-taking, z-score |
| spellingShingle | Aloysius Deno Hervino Maria Margaretha Sumaryati KOMPETISI DAN PENGAMBILAN RISIKO DALAM INDUSTRI PERBANKAN NASIONAL Jurnal Keuangan dan Perbankan bank competition, bank failure, Herfindahl-Hirschman Index, risk-taking, z-score |
| title | KOMPETISI DAN PENGAMBILAN RISIKO DALAM INDUSTRI PERBANKAN NASIONAL |
| title_full | KOMPETISI DAN PENGAMBILAN RISIKO DALAM INDUSTRI PERBANKAN NASIONAL |
| title_fullStr | KOMPETISI DAN PENGAMBILAN RISIKO DALAM INDUSTRI PERBANKAN NASIONAL |
| title_full_unstemmed | KOMPETISI DAN PENGAMBILAN RISIKO DALAM INDUSTRI PERBANKAN NASIONAL |
| title_short | KOMPETISI DAN PENGAMBILAN RISIKO DALAM INDUSTRI PERBANKAN NASIONAL |
| title_sort | kompetisi dan pengambilan risiko dalam industri perbankan nasional |
| topic | bank competition, bank failure, Herfindahl-Hirschman Index, risk-taking, z-score |
| url | http://jurnal.unmer.ac.id/index.php/jkdp/article/view/856 |
| work_keys_str_mv | AT aloysiusdenohervino kompetisidanpengambilanrisikodalamindustriperbankannasional AT mariamargarethasumaryati kompetisidanpengambilanrisikodalamindustriperbankannasional |