A Study of Mudaraba Financing in Indonesia: The Effect of Temporary Shirkah Fund, Return on Asset (ROA), Financing to Deposit Ratio (FDR)
This article discusses the decline of distribution of mudaraba financing from 2017 to 2019 in a sharia bank in Indonesia, which impacted asset productivity. This study intends to examine the effect of Temporary Shirkah Funds, and Financing to Deposit Ratio on Mudaraba Financing. This study uses a qu...
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| Format: | Article |
| Language: | Indonesian |
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Universitas Negeri Surabaya
2021-07-01
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| Series: | al-Uqud: Journal of Islamic Economics |
| Subjects: | |
| Online Access: | https://journal.unesa.ac.id/index.php/jie/article/view/12572 |
| _version_ | 1797860127302221824 |
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| author | Binti Nur Asiyah Ria Aidiawati Amin Wahyudi Ishan Azis Intan Qurratulaini |
| author_facet | Binti Nur Asiyah Ria Aidiawati Amin Wahyudi Ishan Azis Intan Qurratulaini |
| author_sort | Binti Nur Asiyah |
| collection | DOAJ |
| description | This article discusses the decline of distribution of mudaraba financing from 2017 to 2019 in a sharia bank in Indonesia, which impacted asset productivity. This study intends to examine the effect of Temporary Shirkah Funds, and Financing to Deposit Ratio on Mudaraba Financing. This study uses a quantitative approach, especially associative research. The sampling technique is non-probability sampling, and the data analysis is multiple regression. The results of this study indicate that (1) Temporary Shirkah Funds have a positive and significant effect on Mudaraba Financing; (2) Return on Assets has a positive and significant effect on Mudaraba Financing; (3) The Financing to Deposit Ratio has a positive and significant effect on Mudaraba Financing; (4) simultaneously Temporary Shirkah Funds, Return on Assets, Financing to Deposit Ratio have a positive and significant effect on Mudaraba Financing. The practical implication of this research is that Islamic banks prioritize Mudaraba Financing to be in line with increasing Murabaha Financing. |
| first_indexed | 2024-04-09T21:40:48Z |
| format | Article |
| id | doaj.art-fdbf6067126c4bb1bd90869ec477ee51 |
| institution | Directory Open Access Journal |
| issn | 2549-0850 2548-3544 |
| language | Indonesian |
| last_indexed | 2024-04-09T21:40:48Z |
| publishDate | 2021-07-01 |
| publisher | Universitas Negeri Surabaya |
| record_format | Article |
| series | al-Uqud: Journal of Islamic Economics |
| spelling | doaj.art-fdbf6067126c4bb1bd90869ec477ee512023-03-26T08:32:04ZindUniversitas Negeri Surabayaal-Uqud: Journal of Islamic Economics2549-08502548-35442021-07-015220321710.26740/al-uqud.v5n2.p203-21710001A Study of Mudaraba Financing in Indonesia: The Effect of Temporary Shirkah Fund, Return on Asset (ROA), Financing to Deposit Ratio (FDR)Binti Nur Asiyah0Ria Aidiawati1Amin Wahyudi2Ishan Azis3Intan Qurratulaini4Department of Islamic Banking, Faculty of Islamic Business and Economics, Institut Agama Islam Negeri TulungagungDepartment of Islamic Banking, Faculty of Islamic Business and Economics, Institut Agama Islam Negeri TulungagungDepartment of Islamic Banking, Faculty of Islamic Business and Economics, Institut Agama Islam Negeri PonorogoDepartemen of Islamic Economic, Sekolah Tinggi Agama Islam Darud Dakwah Wal Irsyad PangkepDepartment of Islamic Economics, Faculty of Islamic Business and Economics, Universitas Islam Negeri Ar-Raniry, AcehThis article discusses the decline of distribution of mudaraba financing from 2017 to 2019 in a sharia bank in Indonesia, which impacted asset productivity. This study intends to examine the effect of Temporary Shirkah Funds, and Financing to Deposit Ratio on Mudaraba Financing. This study uses a quantitative approach, especially associative research. The sampling technique is non-probability sampling, and the data analysis is multiple regression. The results of this study indicate that (1) Temporary Shirkah Funds have a positive and significant effect on Mudaraba Financing; (2) Return on Assets has a positive and significant effect on Mudaraba Financing; (3) The Financing to Deposit Ratio has a positive and significant effect on Mudaraba Financing; (4) simultaneously Temporary Shirkah Funds, Return on Assets, Financing to Deposit Ratio have a positive and significant effect on Mudaraba Financing. The practical implication of this research is that Islamic banks prioritize Mudaraba Financing to be in line with increasing Murabaha Financing.https://journal.unesa.ac.id/index.php/jie/article/view/12572financing to deposit ratiomudaraba financingreturn on assetstemporary shirkah funds. |
| spellingShingle | Binti Nur Asiyah Ria Aidiawati Amin Wahyudi Ishan Azis Intan Qurratulaini A Study of Mudaraba Financing in Indonesia: The Effect of Temporary Shirkah Fund, Return on Asset (ROA), Financing to Deposit Ratio (FDR) al-Uqud: Journal of Islamic Economics financing to deposit ratio mudaraba financing return on assets temporary shirkah funds. |
| title | A Study of Mudaraba Financing in Indonesia: The Effect of Temporary Shirkah Fund, Return on Asset (ROA), Financing to Deposit Ratio (FDR) |
| title_full | A Study of Mudaraba Financing in Indonesia: The Effect of Temporary Shirkah Fund, Return on Asset (ROA), Financing to Deposit Ratio (FDR) |
| title_fullStr | A Study of Mudaraba Financing in Indonesia: The Effect of Temporary Shirkah Fund, Return on Asset (ROA), Financing to Deposit Ratio (FDR) |
| title_full_unstemmed | A Study of Mudaraba Financing in Indonesia: The Effect of Temporary Shirkah Fund, Return on Asset (ROA), Financing to Deposit Ratio (FDR) |
| title_short | A Study of Mudaraba Financing in Indonesia: The Effect of Temporary Shirkah Fund, Return on Asset (ROA), Financing to Deposit Ratio (FDR) |
| title_sort | study of mudaraba financing in indonesia the effect of temporary shirkah fund return on asset roa financing to deposit ratio fdr |
| topic | financing to deposit ratio mudaraba financing return on assets temporary shirkah funds. |
| url | https://journal.unesa.ac.id/index.php/jie/article/view/12572 |
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