Peluang Dan Tantangan Pembiayaan Online Syariah Dalam Menghadapi Pinjaman Online Ilegal

This study aims to show the opportunities and challenges of Islamic online financing in dealing with illegal online loans favoured by the public. The research method uses literature studies from journals, online news, and other reading materials. The study results found Islamic online financing oppo...

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Main Author: Muh. Arafah
Format: Article
Language:English
Published: PPPM Sekolah Tinggi Ilmu Ekonomi (STIE) Syariah Bengkalis 2022-06-01
Series:Iqtishaduna: Jurnal Ilmiah Ekonomi Kita
Subjects:
Online Access:https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/540
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author Muh. Arafah
author_facet Muh. Arafah
author_sort Muh. Arafah
collection DOAJ
description This study aims to show the opportunities and challenges of Islamic online financing in dealing with illegal online loans favoured by the public. The research method uses literature studies from journals, online news, and other reading materials. The study results found Islamic online financing opportunities in dealing with illegal online loans. Indonesia has a Muslim majority population, high internet users, the issuance of fatwa number 117/DSN-MUI/II/2018, and the spread of bad interest-based online loans. Meanwhile, the challenges of Islamic online financing in dealing with illegal online loans are the low level of Islamic financial literacy, access for micro, small and medium enterprises (MSMEs) to obtain financing to the banking sector is still low, and online-based security challenges. This research can be used to reference Islamic financing and complement existing theories.
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spelling doaj.art-ffb05c3e01a34871bd1de59c305913292022-12-22T00:27:05ZengPPPM Sekolah Tinggi Ilmu Ekonomi (STIE) Syariah BengkalisIqtishaduna: Jurnal Ilmiah Ekonomi Kita2303-35682684-82282022-06-01111657710.46367/iqtishaduna.v11i1.540540Peluang Dan Tantangan Pembiayaan Online Syariah Dalam Menghadapi Pinjaman Online IlegalMuh. Arafah0Institut Agama Islam Negeri (IAIN) Bone, IndonesiaThis study aims to show the opportunities and challenges of Islamic online financing in dealing with illegal online loans favoured by the public. The research method uses literature studies from journals, online news, and other reading materials. The study results found Islamic online financing opportunities in dealing with illegal online loans. Indonesia has a Muslim majority population, high internet users, the issuance of fatwa number 117/DSN-MUI/II/2018, and the spread of bad interest-based online loans. Meanwhile, the challenges of Islamic online financing in dealing with illegal online loans are the low level of Islamic financial literacy, access for micro, small and medium enterprises (MSMEs) to obtain financing to the banking sector is still low, and online-based security challenges. This research can be used to reference Islamic financing and complement existing theories.https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/540islamic financingislamic fintechonline loansillegal
spellingShingle Muh. Arafah
Peluang Dan Tantangan Pembiayaan Online Syariah Dalam Menghadapi Pinjaman Online Ilegal
Iqtishaduna: Jurnal Ilmiah Ekonomi Kita
islamic financing
islamic fintech
online loans
illegal
title Peluang Dan Tantangan Pembiayaan Online Syariah Dalam Menghadapi Pinjaman Online Ilegal
title_full Peluang Dan Tantangan Pembiayaan Online Syariah Dalam Menghadapi Pinjaman Online Ilegal
title_fullStr Peluang Dan Tantangan Pembiayaan Online Syariah Dalam Menghadapi Pinjaman Online Ilegal
title_full_unstemmed Peluang Dan Tantangan Pembiayaan Online Syariah Dalam Menghadapi Pinjaman Online Ilegal
title_short Peluang Dan Tantangan Pembiayaan Online Syariah Dalam Menghadapi Pinjaman Online Ilegal
title_sort peluang dan tantangan pembiayaan online syariah dalam menghadapi pinjaman online ilegal
topic islamic financing
islamic fintech
online loans
illegal
url https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/540
work_keys_str_mv AT muharafah peluangdantantanganpembiayaanonlinesyariahdalammenghadapipinjamanonlineilegal