Peluang Dan Tantangan Pembiayaan Online Syariah Dalam Menghadapi Pinjaman Online Ilegal
This study aims to show the opportunities and challenges of Islamic online financing in dealing with illegal online loans favoured by the public. The research method uses literature studies from journals, online news, and other reading materials. The study results found Islamic online financing oppo...
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Format: | Article |
Language: | English |
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PPPM Sekolah Tinggi Ilmu Ekonomi (STIE) Syariah Bengkalis
2022-06-01
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Series: | Iqtishaduna: Jurnal Ilmiah Ekonomi Kita |
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Online Access: | https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/540 |
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author | Muh. Arafah |
author_facet | Muh. Arafah |
author_sort | Muh. Arafah |
collection | DOAJ |
description | This study aims to show the opportunities and challenges of Islamic online financing in dealing with illegal online loans favoured by the public. The research method uses literature studies from journals, online news, and other reading materials. The study results found Islamic online financing opportunities in dealing with illegal online loans. Indonesia has a Muslim majority population, high internet users, the issuance of fatwa number 117/DSN-MUI/II/2018, and the spread of bad interest-based online loans. Meanwhile, the challenges of Islamic online financing in dealing with illegal online loans are the low level of Islamic financial literacy, access for micro, small and medium enterprises (MSMEs) to obtain financing to the banking sector is still low, and online-based security challenges. This research can be used to reference Islamic financing and complement existing theories. |
first_indexed | 2024-12-12T10:40:02Z |
format | Article |
id | doaj.art-ffb05c3e01a34871bd1de59c30591329 |
institution | Directory Open Access Journal |
issn | 2303-3568 2684-8228 |
language | English |
last_indexed | 2024-12-12T10:40:02Z |
publishDate | 2022-06-01 |
publisher | PPPM Sekolah Tinggi Ilmu Ekonomi (STIE) Syariah Bengkalis |
record_format | Article |
series | Iqtishaduna: Jurnal Ilmiah Ekonomi Kita |
spelling | doaj.art-ffb05c3e01a34871bd1de59c305913292022-12-22T00:27:05ZengPPPM Sekolah Tinggi Ilmu Ekonomi (STIE) Syariah BengkalisIqtishaduna: Jurnal Ilmiah Ekonomi Kita2303-35682684-82282022-06-01111657710.46367/iqtishaduna.v11i1.540540Peluang Dan Tantangan Pembiayaan Online Syariah Dalam Menghadapi Pinjaman Online IlegalMuh. Arafah0Institut Agama Islam Negeri (IAIN) Bone, IndonesiaThis study aims to show the opportunities and challenges of Islamic online financing in dealing with illegal online loans favoured by the public. The research method uses literature studies from journals, online news, and other reading materials. The study results found Islamic online financing opportunities in dealing with illegal online loans. Indonesia has a Muslim majority population, high internet users, the issuance of fatwa number 117/DSN-MUI/II/2018, and the spread of bad interest-based online loans. Meanwhile, the challenges of Islamic online financing in dealing with illegal online loans are the low level of Islamic financial literacy, access for micro, small and medium enterprises (MSMEs) to obtain financing to the banking sector is still low, and online-based security challenges. This research can be used to reference Islamic financing and complement existing theories.https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/540islamic financingislamic fintechonline loansillegal |
spellingShingle | Muh. Arafah Peluang Dan Tantangan Pembiayaan Online Syariah Dalam Menghadapi Pinjaman Online Ilegal Iqtishaduna: Jurnal Ilmiah Ekonomi Kita islamic financing islamic fintech online loans illegal |
title | Peluang Dan Tantangan Pembiayaan Online Syariah Dalam Menghadapi Pinjaman Online Ilegal |
title_full | Peluang Dan Tantangan Pembiayaan Online Syariah Dalam Menghadapi Pinjaman Online Ilegal |
title_fullStr | Peluang Dan Tantangan Pembiayaan Online Syariah Dalam Menghadapi Pinjaman Online Ilegal |
title_full_unstemmed | Peluang Dan Tantangan Pembiayaan Online Syariah Dalam Menghadapi Pinjaman Online Ilegal |
title_short | Peluang Dan Tantangan Pembiayaan Online Syariah Dalam Menghadapi Pinjaman Online Ilegal |
title_sort | peluang dan tantangan pembiayaan online syariah dalam menghadapi pinjaman online ilegal |
topic | islamic financing islamic fintech online loans illegal |
url | https://ejournal.stiesyariahbengkalis.ac.id/index.php/iqtishaduna/article/view/540 |
work_keys_str_mv | AT muharafah peluangdantantanganpembiayaanonlinesyariahdalammenghadapipinjamanonlineilegal |