Microfinanza: analisi d’impatto di un programma in India (Microfinance: Impact Analysis of a Programme in India)

Impact analysis of microfinance programmes is a useful tool both for improving the offered services and for guaranteeing donors that the money granted are used for programmes effective in poverty reduction. The present paper is constituted of two parts: the first is dedicated to impact analysis, th...

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Main Author: Tommaso Rondinella
Format: Article
Language:Italian
Published: Associazione Economia civile 2012-04-01
Series:Moneta e Credito
Subjects:
Online Access:https://rosa.uniroma1.it/rosa04/moneta_e_credito/article/view/9727
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author Tommaso Rondinella
author_facet Tommaso Rondinella
author_sort Tommaso Rondinella
collection DOAJ
description Impact analysis of microfinance programmes is a useful tool both for improving the offered services and for guaranteeing donors that the money granted are used for programmes effective in poverty reduction. The present paper is constituted of two parts: the first is dedicated to impact analysis, the second to the empirical analysis on the field. The survey has been carried out using a tool able to give a clear indication of changes happened in recipients' life conditions and with the merit of being a low cost tool. Results show in what measure access to credit may change life conditions of the poorest driving to important increases in household income, savings, diversification of income generating activities and food consumption. Furthermore, an increase in female empowerment clearly dependent on the participation to microfinance programme is observed.     JEL Codes: G21, J16, I32, O12, R20 Keywords: Microfinance; Poverty
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spelling doaj.art-ffe8d3e1ac4b4b34be9c8bbdeacc29032023-02-03T16:36:34ZitaAssociazione Economia civileMoneta e Credito2037-36512012-04-015822910.13133/2037-3651/9727Microfinanza: analisi d’impatto di un programma in India (Microfinance: Impact Analysis of a Programme in India)Tommaso Rondinella Impact analysis of microfinance programmes is a useful tool both for improving the offered services and for guaranteeing donors that the money granted are used for programmes effective in poverty reduction. The present paper is constituted of two parts: the first is dedicated to impact analysis, the second to the empirical analysis on the field. The survey has been carried out using a tool able to give a clear indication of changes happened in recipients' life conditions and with the merit of being a low cost tool. Results show in what measure access to credit may change life conditions of the poorest driving to important increases in household income, savings, diversification of income generating activities and food consumption. Furthermore, an increase in female empowerment clearly dependent on the participation to microfinance programme is observed.     JEL Codes: G21, J16, I32, O12, R20 Keywords: Microfinance; Poverty https://rosa.uniroma1.it/rosa04/moneta_e_credito/article/view/9727MicrofinancePoverty
spellingShingle Tommaso Rondinella
Microfinanza: analisi d’impatto di un programma in India (Microfinance: Impact Analysis of a Programme in India)
Moneta e Credito
Microfinance
Poverty
title Microfinanza: analisi d’impatto di un programma in India (Microfinance: Impact Analysis of a Programme in India)
title_full Microfinanza: analisi d’impatto di un programma in India (Microfinance: Impact Analysis of a Programme in India)
title_fullStr Microfinanza: analisi d’impatto di un programma in India (Microfinance: Impact Analysis of a Programme in India)
title_full_unstemmed Microfinanza: analisi d’impatto di un programma in India (Microfinance: Impact Analysis of a Programme in India)
title_short Microfinanza: analisi d’impatto di un programma in India (Microfinance: Impact Analysis of a Programme in India)
title_sort microfinanza analisi d impatto di un programma in india microfinance impact analysis of a programme in india
topic Microfinance
Poverty
url https://rosa.uniroma1.it/rosa04/moneta_e_credito/article/view/9727
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