From individual development accounts to community asset building : an exploration in bridging people-and place-based strategies
Thesis (M.C.P.)--Massachusetts Institute of Technology, Dept. of Urban Studies and Planning, 2005.
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Format: | Thesis |
Language: | eng |
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Massachusetts Institute of Technology
2006
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Online Access: | http://hdl.handle.net/1721.1/33053 |
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author | Rice, Solana |
author2 | Lorlene Hoyt. |
author_facet | Lorlene Hoyt. Rice, Solana |
author_sort | Rice, Solana |
collection | MIT |
description | Thesis (M.C.P.)--Massachusetts Institute of Technology, Dept. of Urban Studies and Planning, 2005. |
first_indexed | 2024-09-23T11:32:33Z |
format | Thesis |
id | mit-1721.1/33053 |
institution | Massachusetts Institute of Technology |
language | eng |
last_indexed | 2024-09-23T11:32:33Z |
publishDate | 2006 |
publisher | Massachusetts Institute of Technology |
record_format | dspace |
spelling | mit-1721.1/330532019-04-11T11:20:23Z From individual development accounts to community asset building : an exploration in bridging people-and place-based strategies From IDAs to community asset building Rice, Solana Lorlene Hoyt. Massachusetts Institute of Technology. Dept. of Urban Studies and Planning. Massachusetts Institute of Technology. Dept. of Urban Studies and Planning. Urban Studies and Planning. Thesis (M.C.P.)--Massachusetts Institute of Technology, Dept. of Urban Studies and Planning, 2005. Includes bibliographical references (p. 91-97). Individual Development Accounts (IDAs) are matched saving accounts for low-income individuals to save for the purchase of an asset. As one of many national initiatives that encourage homeownership, this thesis explores how community-based organizations use this tool in concert with other community development efforts to not only help individuals purchase homes, but also help families maintain the asset. Unlike most research on IDAs, this thesis studies organizations, not individuals, as its unit of analysis because organizational capacity and decision-making greatly shapes the participant experience. Through the study of three community-based organizations that have IDAs as a component of their work, this thesis finds the ability to 1) quickly establish trust through developing relationships and reputation, 2) respond to local housing markets and participant demand, and 3) connect to resources and services puts these organizations at the forefront of using Individual Development Accounts as a versatile economic development tool that is part of a larger agenda of creating communities and neighborhoods that can sustain homeownership. by Solana Rice. M.C.P. 2006-06-19T17:36:09Z 2006-06-19T17:36:09Z 2005 2005 Thesis http://hdl.handle.net/1721.1/33053 62121168 eng M.I.T. theses are protected by copyright. They may be viewed from this source for any purpose, but reproduction or distribution in any format is prohibited without written permission. See provided URL for inquiries about permission. http://dspace.mit.edu/handle/1721.1/7582 104 p. 6376858 bytes 6382416 bytes application/pdf application/pdf application/pdf Massachusetts Institute of Technology |
spellingShingle | Urban Studies and Planning. Rice, Solana From individual development accounts to community asset building : an exploration in bridging people-and place-based strategies |
title | From individual development accounts to community asset building : an exploration in bridging people-and place-based strategies |
title_full | From individual development accounts to community asset building : an exploration in bridging people-and place-based strategies |
title_fullStr | From individual development accounts to community asset building : an exploration in bridging people-and place-based strategies |
title_full_unstemmed | From individual development accounts to community asset building : an exploration in bridging people-and place-based strategies |
title_short | From individual development accounts to community asset building : an exploration in bridging people-and place-based strategies |
title_sort | from individual development accounts to community asset building an exploration in bridging people and place based strategies |
topic | Urban Studies and Planning. |
url | http://hdl.handle.net/1721.1/33053 |
work_keys_str_mv | AT ricesolana fromindividualdevelopmentaccountstocommunityassetbuildinganexplorationinbridgingpeopleandplacebasedstrategies AT ricesolana fromidastocommunityassetbuilding |