Six Randomized Evaluations of Microcredit: Introduction and Further Steps
Causal evidence on microcredit impacts informs theory, practice, and debates about its effectiveness as a development tool. The six randomized evaluations in this volume use a variety of sampling, data collection, experimental design, and econometric strategies to identify causal effects of expanded...
| Main Authors: | , , |
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| Other Authors: | |
| Format: | Article |
| Language: | en_US |
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American Economic Association
2015
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| Online Access: | http://hdl.handle.net/1721.1/95940 https://orcid.org/0000-0001-9923-6088 |
| _version_ | 1826217618141347840 |
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| author | Banerjee, Abhijit Karlan, Dean S. Zinman, Jonathan |
| author2 | Massachusetts Institute of Technology. Department of Economics |
| author_facet | Massachusetts Institute of Technology. Department of Economics Banerjee, Abhijit Karlan, Dean S. Zinman, Jonathan |
| author_sort | Banerjee, Abhijit |
| collection | MIT |
| description | Causal evidence on microcredit impacts informs theory, practice, and debates about its effectiveness as a development tool. The six randomized evaluations in this volume use a variety of sampling, data collection, experimental design, and econometric strategies to identify causal effects of expanded access to microcredit on borrowers and/or communities. These methods are deployed across an impressive range of locations—six countries on four continents, urban and rural areas—borrower characteristics, loan characteristics, and lender characteristics. Summarizing and interpreting results across studies, we note a consistent pattern of modestly positive, but not transformative, effects. We also discuss directions for future research. (JEL D14, G21, I38, O15, O16, P34, P36) |
| first_indexed | 2024-09-23T17:06:32Z |
| format | Article |
| id | mit-1721.1/95940 |
| institution | Massachusetts Institute of Technology |
| language | en_US |
| last_indexed | 2024-09-23T17:06:32Z |
| publishDate | 2015 |
| publisher | American Economic Association |
| record_format | dspace |
| spelling | mit-1721.1/959402022-10-03T10:27:06Z Six Randomized Evaluations of Microcredit: Introduction and Further Steps Banerjee, Abhijit Karlan, Dean S. Zinman, Jonathan Massachusetts Institute of Technology. Department of Economics Banerjee, Abhijit Causal evidence on microcredit impacts informs theory, practice, and debates about its effectiveness as a development tool. The six randomized evaluations in this volume use a variety of sampling, data collection, experimental design, and econometric strategies to identify causal effects of expanded access to microcredit on borrowers and/or communities. These methods are deployed across an impressive range of locations—six countries on four continents, urban and rural areas—borrower characteristics, loan characteristics, and lender characteristics. Summarizing and interpreting results across studies, we note a consistent pattern of modestly positive, but not transformative, effects. We also discuss directions for future research. (JEL D14, G21, I38, O15, O16, P34, P36) 2015-03-11T14:49:00Z 2015-03-11T14:49:00Z 2015-01 Article http://purl.org/eprint/type/JournalArticle 1945-7782 1945-7790 http://hdl.handle.net/1721.1/95940 Banerjee, Abhijit, Dean Karlan, and Jonathan Zinman. “Six Randomized Evaluations of Microcredit: Introduction and Further Steps.” American Economic Journal: Applied Economics 7, no. 1 (January 2015): 1–21. https://orcid.org/0000-0001-9923-6088 en_US http://dx.doi.org/10.1257/app.20140287 American Economic Journal: Applied Economics Article is made available in accordance with the publisher's policy and may be subject to US copyright law. Please refer to the publisher's site for terms of use. application/pdf American Economic Association American Economic Association |
| spellingShingle | Banerjee, Abhijit Karlan, Dean S. Zinman, Jonathan Six Randomized Evaluations of Microcredit: Introduction and Further Steps |
| title | Six Randomized Evaluations of Microcredit: Introduction and Further Steps |
| title_full | Six Randomized Evaluations of Microcredit: Introduction and Further Steps |
| title_fullStr | Six Randomized Evaluations of Microcredit: Introduction and Further Steps |
| title_full_unstemmed | Six Randomized Evaluations of Microcredit: Introduction and Further Steps |
| title_short | Six Randomized Evaluations of Microcredit: Introduction and Further Steps |
| title_sort | six randomized evaluations of microcredit introduction and further steps |
| url | http://hdl.handle.net/1721.1/95940 https://orcid.org/0000-0001-9923-6088 |
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