Will the advanced internal rating based (A-IRB) approach lead to increase in US bank mergers?

Our paper examined whether there would be an increased likelihood of banks merging to improve their post-A-IRB financial performance after adopting the Advanced Internal Rating Based (A-IRB) approach. We used return on equity (ROE), return on assets (ROA) and credit risk (CR) as indicators of banks’...

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Bibliographic Details
Main Authors: Chen, Junli, Lim, Bey An, Neo, Jasmine Wei Ling
Other Authors: Lee, Hon Sing
Format: Final Year Project (FYP)
Published: 2008
Subjects:
Online Access:http://hdl.handle.net/10356/10509
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author Chen, Junli
Lim, Bey An
Neo, Jasmine Wei Ling
author2 Lee, Hon Sing
author_facet Lee, Hon Sing
Chen, Junli
Lim, Bey An
Neo, Jasmine Wei Ling
author_sort Chen, Junli
collection NTU
description Our paper examined whether there would be an increased likelihood of banks merging to improve their post-A-IRB financial performance after adopting the Advanced Internal Rating Based (A-IRB) approach. We used return on equity (ROE), return on assets (ROA) and credit risk (CR) as indicators of banks’ financial status. An analysis on bank’s hypothetical post-A-IRB financial status showed that banks would utilize excess capital to merge to improve profitability.
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institution Nanyang Technological University
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spelling ntu-10356/105092023-05-19T05:45:01Z Will the advanced internal rating based (A-IRB) approach lead to increase in US bank mergers? Chen, Junli Lim, Bey An Neo, Jasmine Wei Ling Lee, Hon Sing Nanyang Business School DRNTU::Business::Finance::Banking::Mergers and acquisitions Our paper examined whether there would be an increased likelihood of banks merging to improve their post-A-IRB financial performance after adopting the Advanced Internal Rating Based (A-IRB) approach. We used return on equity (ROE), return on assets (ROA) and credit risk (CR) as indicators of banks’ financial status. An analysis on bank’s hypothetical post-A-IRB financial status showed that banks would utilize excess capital to merge to improve profitability. 2008-09-24T07:44:24Z 2008-09-24T07:44:24Z 2007 2007 Final Year Project (FYP) http://hdl.handle.net/10356/10509 Nanyang Technological University application/pdf
spellingShingle DRNTU::Business::Finance::Banking::Mergers and acquisitions
Chen, Junli
Lim, Bey An
Neo, Jasmine Wei Ling
Will the advanced internal rating based (A-IRB) approach lead to increase in US bank mergers?
title Will the advanced internal rating based (A-IRB) approach lead to increase in US bank mergers?
title_full Will the advanced internal rating based (A-IRB) approach lead to increase in US bank mergers?
title_fullStr Will the advanced internal rating based (A-IRB) approach lead to increase in US bank mergers?
title_full_unstemmed Will the advanced internal rating based (A-IRB) approach lead to increase in US bank mergers?
title_short Will the advanced internal rating based (A-IRB) approach lead to increase in US bank mergers?
title_sort will the advanced internal rating based a irb approach lead to increase in us bank mergers
topic DRNTU::Business::Finance::Banking::Mergers and acquisitions
url http://hdl.handle.net/10356/10509
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AT limbeyan willtheadvancedinternalratingbasedairbapproachleadtoincreaseinusbankmergers
AT neojasmineweiling willtheadvancedinternalratingbasedairbapproachleadtoincreaseinusbankmergers