Will the advanced internal rating based (A-IRB) approach lead to increase in US bank mergers?
Our paper examined whether there would be an increased likelihood of banks merging to improve their post-A-IRB financial performance after adopting the Advanced Internal Rating Based (A-IRB) approach. We used return on equity (ROE), return on assets (ROA) and credit risk (CR) as indicators of banks’...
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Format: | Final Year Project (FYP) |
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2008
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Online Access: | http://hdl.handle.net/10356/10509 |
_version_ | 1811677276247425024 |
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author | Chen, Junli Lim, Bey An Neo, Jasmine Wei Ling |
author2 | Lee, Hon Sing |
author_facet | Lee, Hon Sing Chen, Junli Lim, Bey An Neo, Jasmine Wei Ling |
author_sort | Chen, Junli |
collection | NTU |
description | Our paper examined whether there would be an increased likelihood of banks merging to improve their post-A-IRB financial performance after adopting the Advanced Internal Rating Based (A-IRB) approach. We used return on equity (ROE), return on assets (ROA) and credit risk (CR) as indicators of banks’ financial status. An analysis on bank’s hypothetical post-A-IRB financial status showed that banks would utilize excess capital to merge to improve profitability. |
first_indexed | 2024-10-01T02:34:47Z |
format | Final Year Project (FYP) |
id | ntu-10356/10509 |
institution | Nanyang Technological University |
last_indexed | 2024-10-01T02:34:47Z |
publishDate | 2008 |
record_format | dspace |
spelling | ntu-10356/105092023-05-19T05:45:01Z Will the advanced internal rating based (A-IRB) approach lead to increase in US bank mergers? Chen, Junli Lim, Bey An Neo, Jasmine Wei Ling Lee, Hon Sing Nanyang Business School DRNTU::Business::Finance::Banking::Mergers and acquisitions Our paper examined whether there would be an increased likelihood of banks merging to improve their post-A-IRB financial performance after adopting the Advanced Internal Rating Based (A-IRB) approach. We used return on equity (ROE), return on assets (ROA) and credit risk (CR) as indicators of banks’ financial status. An analysis on bank’s hypothetical post-A-IRB financial status showed that banks would utilize excess capital to merge to improve profitability. 2008-09-24T07:44:24Z 2008-09-24T07:44:24Z 2007 2007 Final Year Project (FYP) http://hdl.handle.net/10356/10509 Nanyang Technological University application/pdf |
spellingShingle | DRNTU::Business::Finance::Banking::Mergers and acquisitions Chen, Junli Lim, Bey An Neo, Jasmine Wei Ling Will the advanced internal rating based (A-IRB) approach lead to increase in US bank mergers? |
title | Will the advanced internal rating based (A-IRB) approach lead to increase in US bank mergers? |
title_full | Will the advanced internal rating based (A-IRB) approach lead to increase in US bank mergers? |
title_fullStr | Will the advanced internal rating based (A-IRB) approach lead to increase in US bank mergers? |
title_full_unstemmed | Will the advanced internal rating based (A-IRB) approach lead to increase in US bank mergers? |
title_short | Will the advanced internal rating based (A-IRB) approach lead to increase in US bank mergers? |
title_sort | will the advanced internal rating based a irb approach lead to increase in us bank mergers |
topic | DRNTU::Business::Finance::Banking::Mergers and acquisitions |
url | http://hdl.handle.net/10356/10509 |
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