| Summary: | This research aims to determine how the implementation of the provisions
of the bancassurance agreement at PT. Asuransi Takaful Umum Yogyakarta
branch, and dispute resolution in practice
This research is empirical law, which conducted the study by examining
the data of primary data, ie data obtained directly from the Branch Manager,
Bancassurance Officer of PT. Asuransi Takaful Umum Yogyakarta branch, and
Marketing Officer of PT. Bank Syariah �BSM�. Source of primary data obtained
from field research conducted by interview with the survey respondents, while the
sources of secondary data obtained from the research literature, namely by
reviewing various laws and literature related to the research problem. The data
obtained from both field research and library research analyzed with a qualitative
approach that produces descriptive data.
Conclusions of this research are the implementation of bancassurance
agreement made by PT. Asuransi Takaful Umum Yogyakarta branch is reference
type, which is the bank employees who handle insurance issues have no an agency
certification. The type of contract that used in the bancassurance agreement is a
wakalah bil ujrah agreement, the implementation of the rights and obligations of
the parties are in accordance with the provisions of the fatwa DSN MUI Number
10/DSN-MUI/IV/2000 on wakalah, and Fatwa DSN MUI Number 52/DSN-
MUI/III/2006 on wakalah bil ujrah. In the case of dispute resolution, these days
can be resolved by discussion�s agreement or an ex gratia.
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