PENGARUH PENDAPATAN NON BUNGA TERHADAP KINERJA KEUANGAN DI BANK UMUM KONVENSIONAL
This study has purposes to analyze the effect of non interest income to financial performance in conventional banks. The period of this study takes from 2006 to 2010. This study investigates the partial effect and simultaneous effects of Fee Income Ratio (FIRATIO), and Trading Income Ratio (TIRATIO)...
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| Format: | Thesis |
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[Yogyakarta] : Universitas Gadjah Mada
2013
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| _version_ | 1797033276933668864 |
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| author | , AYU MASITA , Prof. Dr. Tandelilin Eduardus, M.B.A |
| author_facet | , AYU MASITA , Prof. Dr. Tandelilin Eduardus, M.B.A |
| author_sort | , AYU MASITA |
| collection | UGM |
| description | This study has purposes to analyze the effect of non interest income to financial performance in conventional banks. The period of this study takes from 2006 to 2010. This study investigates the partial effect and simultaneous effects of Fee Income Ratio (FIRATIO), and Trading Income Ratio (TIRATIO) to financial performance in conventional banks with proxies that had been used includes Return On Assets (ROA), Return On Equity (ROE), Risk Adjusted Return ROE (RARROE), Risk Adjusted Return (RARROA), and P-score in conventional banks. The sampling method on this study is using purposive sampling and the hypothesis testing is using OLS (Ordinary Leas Square) Regressions.
The result of this study indicates that FIRATIO has a positive significant impact on financial performance proxies by ROA and ROE that describes the size of profitability. While the results indicate that TIRATIO has a negative significant impact on financial performance proxies by the RARROE, RARROA, and P-score that describes the size of the risk-adjusted performance. The results showed that the increase in profitability is not comparable with the increased of risk faced by banks related to the presence of non-interest income as another source of banks income which turned out to have a high level of volatility especially from trading income. |
| first_indexed | 2024-03-13T22:51:26Z |
| format | Thesis |
| id | oai:generic.eprints.org:120003 |
| institution | Universiti Gadjah Mada |
| last_indexed | 2024-03-13T22:51:26Z |
| publishDate | 2013 |
| publisher | [Yogyakarta] : Universitas Gadjah Mada |
| record_format | dspace |
| spelling | oai:generic.eprints.org:1200032016-03-04T08:25:05Z https://repository.ugm.ac.id/120003/ PENGARUH PENDAPATAN NON BUNGA TERHADAP KINERJA KEUANGAN DI BANK UMUM KONVENSIONAL , AYU MASITA , Prof. Dr. Tandelilin Eduardus, M.B.A ETD This study has purposes to analyze the effect of non interest income to financial performance in conventional banks. The period of this study takes from 2006 to 2010. This study investigates the partial effect and simultaneous effects of Fee Income Ratio (FIRATIO), and Trading Income Ratio (TIRATIO) to financial performance in conventional banks with proxies that had been used includes Return On Assets (ROA), Return On Equity (ROE), Risk Adjusted Return ROE (RARROE), Risk Adjusted Return (RARROA), and P-score in conventional banks. The sampling method on this study is using purposive sampling and the hypothesis testing is using OLS (Ordinary Leas Square) Regressions. The result of this study indicates that FIRATIO has a positive significant impact on financial performance proxies by ROA and ROE that describes the size of profitability. While the results indicate that TIRATIO has a negative significant impact on financial performance proxies by the RARROE, RARROA, and P-score that describes the size of the risk-adjusted performance. The results showed that the increase in profitability is not comparable with the increased of risk faced by banks related to the presence of non-interest income as another source of banks income which turned out to have a high level of volatility especially from trading income. [Yogyakarta] : Universitas Gadjah Mada 2013 Thesis NonPeerReviewed , AYU MASITA and , Prof. Dr. Tandelilin Eduardus, M.B.A (2013) PENGARUH PENDAPATAN NON BUNGA TERHADAP KINERJA KEUANGAN DI BANK UMUM KONVENSIONAL. UNSPECIFIED thesis, UNSPECIFIED. http://etd.ugm.ac.id/index.php?mod=penelitian_detail&sub=PenelitianDetail&act=view&typ=html&buku_id=60010 |
| spellingShingle | ETD , AYU MASITA , Prof. Dr. Tandelilin Eduardus, M.B.A PENGARUH PENDAPATAN NON BUNGA TERHADAP KINERJA KEUANGAN DI BANK UMUM KONVENSIONAL |
| title | PENGARUH PENDAPATAN NON BUNGA TERHADAP KINERJA KEUANGAN DI BANK UMUM KONVENSIONAL |
| title_full | PENGARUH PENDAPATAN NON BUNGA TERHADAP KINERJA KEUANGAN DI BANK UMUM KONVENSIONAL |
| title_fullStr | PENGARUH PENDAPATAN NON BUNGA TERHADAP KINERJA KEUANGAN DI BANK UMUM KONVENSIONAL |
| title_full_unstemmed | PENGARUH PENDAPATAN NON BUNGA TERHADAP KINERJA KEUANGAN DI BANK UMUM KONVENSIONAL |
| title_short | PENGARUH PENDAPATAN NON BUNGA TERHADAP KINERJA KEUANGAN DI BANK UMUM KONVENSIONAL |
| title_sort | pengaruh pendapatan non bunga terhadap kinerja keuangan di bank umum konvensional |
| topic | ETD |
| work_keys_str_mv | AT ayumasita pengaruhpendapatannonbungaterhadapkinerjakeuangandibankumumkonvensional AT profdrtandelilineduardusmba pengaruhpendapatannonbungaterhadapkinerjakeuangandibankumumkonvensional |