EVALUASI PENGARUH KOLEKTIBILITAS KREDIT TERHADAP PROFITABILITAS BANK (PT Bank Rakyat Indonesia (Persero), Tbk. Periode 2008 - 2010)
The research was conducted to evaluate the effect of loan collectibility classified as current, special mention (DPK), substandard, doubtful, and bad to the bank profitability that is proxied by Net Interest Margin (NIM). The data in this research obtained by quoting Monthly Published Financial Stat...
| Main Authors: | , |
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| Format: | Thesis |
| Published: |
[Yogyakarta] : Universitas Gadjah Mada
2013
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| Subjects: |
| _version_ | 1797033288743780352 |
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| author | , EFFENDI WIJAYA , Drs. Irfan Nursasmito M.Si. |
| author_facet | , EFFENDI WIJAYA , Drs. Irfan Nursasmito M.Si. |
| author_sort | , EFFENDI WIJAYA |
| collection | UGM |
| description | The research was conducted to evaluate the effect of loan collectibility
classified as current, special mention (DPK), substandard, doubtful, and bad to the
bank profitability that is proxied by Net Interest Margin (NIM).
The data in this research obtained by quoting Monthly Published Financial
Statements of Bank Indonesia at PT Bank Rakyat Indonesia (Persero) Tbk. from
2008 to 2010. The research method used in this research is multiple linear
regression, by testing hypotheses using t-statistics to test coefficients of partial
regression and also f-statistics to test the significance of influence collectively
with a significance level of 5%. Furthermore, a test on the classic assumption
which includes normality test, multicolinearity test, heteroscedastisity test and
autocorrelation test was also performed.
During the observation period indicates that the data research was
normally distributed. Based on multicolinearity test and heteroscedasticity test,
variable digressing of classic assumption was not found. Based on autocorrelation
test,variable digressing of assumption was found, but after the improvement of
data showed that there was no disgressing of autocorrelation, it indicates that the
available data are qualified to use multiple linear regression model.
Based on the results of the analysis indicate that current collectibility data
has a positive and significant effect on profitability, while collectibility in a
particular attention (DPK) has a negative and insignificant effect on profitability,
substandard collectibility has a positive and insignificant effect, for doubtful and
bad collectibility, both have a negative and significant effect on profitability. This
research can be used as a planning and management considerations in managing
the bank's earning assets to achieve optimal levels of profitability. |
| first_indexed | 2024-03-13T22:51:37Z |
| format | Thesis |
| id | oai:generic.eprints.org:120062 |
| institution | Universiti Gadjah Mada |
| last_indexed | 2024-03-13T22:51:37Z |
| publishDate | 2013 |
| publisher | [Yogyakarta] : Universitas Gadjah Mada |
| record_format | dspace |
| spelling | oai:generic.eprints.org:1200622016-03-04T08:33:05Z https://repository.ugm.ac.id/120062/ EVALUASI PENGARUH KOLEKTIBILITAS KREDIT TERHADAP PROFITABILITAS BANK (PT Bank Rakyat Indonesia (Persero), Tbk. Periode 2008 - 2010) , EFFENDI WIJAYA , Drs. Irfan Nursasmito M.Si. ETD The research was conducted to evaluate the effect of loan collectibility classified as current, special mention (DPK), substandard, doubtful, and bad to the bank profitability that is proxied by Net Interest Margin (NIM). The data in this research obtained by quoting Monthly Published Financial Statements of Bank Indonesia at PT Bank Rakyat Indonesia (Persero) Tbk. from 2008 to 2010. The research method used in this research is multiple linear regression, by testing hypotheses using t-statistics to test coefficients of partial regression and also f-statistics to test the significance of influence collectively with a significance level of 5%. Furthermore, a test on the classic assumption which includes normality test, multicolinearity test, heteroscedastisity test and autocorrelation test was also performed. During the observation period indicates that the data research was normally distributed. Based on multicolinearity test and heteroscedasticity test, variable digressing of classic assumption was not found. Based on autocorrelation test,variable digressing of assumption was found, but after the improvement of data showed that there was no disgressing of autocorrelation, it indicates that the available data are qualified to use multiple linear regression model. Based on the results of the analysis indicate that current collectibility data has a positive and significant effect on profitability, while collectibility in a particular attention (DPK) has a negative and insignificant effect on profitability, substandard collectibility has a positive and insignificant effect, for doubtful and bad collectibility, both have a negative and significant effect on profitability. This research can be used as a planning and management considerations in managing the bank's earning assets to achieve optimal levels of profitability. [Yogyakarta] : Universitas Gadjah Mada 2013 Thesis NonPeerReviewed , EFFENDI WIJAYA and , Drs. Irfan Nursasmito M.Si. (2013) EVALUASI PENGARUH KOLEKTIBILITAS KREDIT TERHADAP PROFITABILITAS BANK (PT Bank Rakyat Indonesia (Persero), Tbk. Periode 2008 - 2010). UNSPECIFIED thesis, UNSPECIFIED. http://etd.ugm.ac.id/index.php?mod=penelitian_detail&sub=PenelitianDetail&act=view&typ=html&buku_id=60070 |
| spellingShingle | ETD , EFFENDI WIJAYA , Drs. Irfan Nursasmito M.Si. EVALUASI PENGARUH KOLEKTIBILITAS KREDIT TERHADAP PROFITABILITAS BANK (PT Bank Rakyat Indonesia (Persero), Tbk. Periode 2008 - 2010) |
| title | EVALUASI PENGARUH KOLEKTIBILITAS KREDIT
TERHADAP PROFITABILITAS BANK
(PT Bank Rakyat Indonesia (Persero), Tbk. Periode 2008 - 2010) |
| title_full | EVALUASI PENGARUH KOLEKTIBILITAS KREDIT
TERHADAP PROFITABILITAS BANK
(PT Bank Rakyat Indonesia (Persero), Tbk. Periode 2008 - 2010) |
| title_fullStr | EVALUASI PENGARUH KOLEKTIBILITAS KREDIT
TERHADAP PROFITABILITAS BANK
(PT Bank Rakyat Indonesia (Persero), Tbk. Periode 2008 - 2010) |
| title_full_unstemmed | EVALUASI PENGARUH KOLEKTIBILITAS KREDIT
TERHADAP PROFITABILITAS BANK
(PT Bank Rakyat Indonesia (Persero), Tbk. Periode 2008 - 2010) |
| title_short | EVALUASI PENGARUH KOLEKTIBILITAS KREDIT
TERHADAP PROFITABILITAS BANK
(PT Bank Rakyat Indonesia (Persero), Tbk. Periode 2008 - 2010) |
| title_sort | evaluasi pengaruh kolektibilitas kredit terhadap profitabilitas bank pt bank rakyat indonesia persero tbk periode 2008 2010 |
| topic | ETD |
| work_keys_str_mv | AT effendiwijaya evaluasipengaruhkolektibilitaskreditterhadapprofitabilitasbankptbankrakyatindonesiaperserotbkperiode20082010 AT drsirfannursasmitomsi evaluasipengaruhkolektibilitaskreditterhadapprofitabilitasbankptbankrakyatindonesiaperserotbkperiode20082010 |