EVALUASI IMPLEMENTASI PROYEK EKSPANSIJARINGAN ATM (AUTOMATIC TELLER MACHINE) Studi Kasus di Bank XYZ
This study aims to evaluate the implementation of the ATM network expansion investment projects in the bank XYZ implemented during a period of five years and analyze the effects of changes in various factors on the evaluation results. Data analysis method used is qualitative and descriptive analysis...
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| Format: | Thesis |
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[Yogyakarta] : Universitas Gadjah Mada
2013
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| _version_ | 1797033368411439104 |
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| author | , Muhammad Savietra Cahyanto , Dr. Erni Ekawati, MBA |
| author_facet | , Muhammad Savietra Cahyanto , Dr. Erni Ekawati, MBA |
| author_sort | , Muhammad Savietra Cahyanto |
| collection | UGM |
| description | This study aims to evaluate the implementation of the ATM network
expansion investment projects in the bank XYZ implemented during a period of
five years and analyze the effects of changes in various factors on the evaluation
results.
Data analysis method used is qualitative and descriptive analysis in the form
of case studies. The primary data obtained directly from Bank XYZ equipped with
secondary data obtained from both inside and outside the Bank XYZ by using
data analysis tools such as Payback Period, Net Present Value, Internal Rate of
Return, Profitability Index, Scenario Analysis, and Sensitivity Analysis.
Based on the evaluation of the implementation of year 0 and 1, it is known
that the project provides cashflow realization is better than the original plan and is
feasible to be implemented with the payback period in year 7, the value of NPV
becomes 310,28 billion Rupiah, IRR becomes 18.63% (higher than the required
rate of 9.31%), and profitability index being 1.46. In addition, the number of
ATM accretion need to be adjusted from 13,750 ATMs over the past 5 years to
13.250 ATMs, bringing the total investment amount is reduced from 1.1 to 1.03
Trillion Rupiah.
Scenario analysis of the results of the evaluation showed that in optimist,
moderat and pessimist scenario the project has a positive expected NPV IDR
213,11 Billion with standard deviation IDR 263,58 Billion and coefficient of
variation 1,2 which makes the investment is feasible.
Sensitivity analysis of the results of the evaluation show that the growth of
savings, the acquisition of fee-based income, and changes in operating and
communication costs have major effect on the NPV changes. Based on the
calculation of financial breakeven (NPV = 0) it is known that the growth rate of
savings that can be tolerated is 17.9%, minimum fee-based income per ATM in
one year is 44.57 million, and maximum operating & communication costs per
ATM in one year is 44.8 million dollars & 25.2 million dollars. |
| first_indexed | 2024-03-13T22:52:51Z |
| format | Thesis |
| id | oai:generic.eprints.org:120442 |
| institution | Universiti Gadjah Mada |
| last_indexed | 2024-03-13T22:52:51Z |
| publishDate | 2013 |
| publisher | [Yogyakarta] : Universitas Gadjah Mada |
| record_format | dspace |
| spelling | oai:generic.eprints.org:1204422016-03-04T08:40:52Z https://repository.ugm.ac.id/120442/ EVALUASI IMPLEMENTASI PROYEK EKSPANSIJARINGAN ATM (AUTOMATIC TELLER MACHINE) Studi Kasus di Bank XYZ , Muhammad Savietra Cahyanto , Dr. Erni Ekawati, MBA ETD This study aims to evaluate the implementation of the ATM network expansion investment projects in the bank XYZ implemented during a period of five years and analyze the effects of changes in various factors on the evaluation results. Data analysis method used is qualitative and descriptive analysis in the form of case studies. The primary data obtained directly from Bank XYZ equipped with secondary data obtained from both inside and outside the Bank XYZ by using data analysis tools such as Payback Period, Net Present Value, Internal Rate of Return, Profitability Index, Scenario Analysis, and Sensitivity Analysis. Based on the evaluation of the implementation of year 0 and 1, it is known that the project provides cashflow realization is better than the original plan and is feasible to be implemented with the payback period in year 7, the value of NPV becomes 310,28 billion Rupiah, IRR becomes 18.63% (higher than the required rate of 9.31%), and profitability index being 1.46. In addition, the number of ATM accretion need to be adjusted from 13,750 ATMs over the past 5 years to 13.250 ATMs, bringing the total investment amount is reduced from 1.1 to 1.03 Trillion Rupiah. Scenario analysis of the results of the evaluation showed that in optimist, moderat and pessimist scenario the project has a positive expected NPV IDR 213,11 Billion with standard deviation IDR 263,58 Billion and coefficient of variation 1,2 which makes the investment is feasible. Sensitivity analysis of the results of the evaluation show that the growth of savings, the acquisition of fee-based income, and changes in operating and communication costs have major effect on the NPV changes. Based on the calculation of financial breakeven (NPV = 0) it is known that the growth rate of savings that can be tolerated is 17.9%, minimum fee-based income per ATM in one year is 44.57 million, and maximum operating & communication costs per ATM in one year is 44.8 million dollars & 25.2 million dollars. [Yogyakarta] : Universitas Gadjah Mada 2013 Thesis NonPeerReviewed , Muhammad Savietra Cahyanto and , Dr. Erni Ekawati, MBA (2013) EVALUASI IMPLEMENTASI PROYEK EKSPANSIJARINGAN ATM (AUTOMATIC TELLER MACHINE) Studi Kasus di Bank XYZ. UNSPECIFIED thesis, UNSPECIFIED. http://etd.ugm.ac.id/index.php?mod=penelitian_detail&sub=PenelitianDetail&act=view&typ=html&buku_id=60473 |
| spellingShingle | ETD , Muhammad Savietra Cahyanto , Dr. Erni Ekawati, MBA EVALUASI IMPLEMENTASI PROYEK EKSPANSIJARINGAN ATM (AUTOMATIC TELLER MACHINE) Studi Kasus di Bank XYZ |
| title | EVALUASI IMPLEMENTASI PROYEK EKSPANSIJARINGAN ATM (AUTOMATIC TELLER MACHINE)
Studi Kasus di Bank XYZ |
| title_full | EVALUASI IMPLEMENTASI PROYEK EKSPANSIJARINGAN ATM (AUTOMATIC TELLER MACHINE)
Studi Kasus di Bank XYZ |
| title_fullStr | EVALUASI IMPLEMENTASI PROYEK EKSPANSIJARINGAN ATM (AUTOMATIC TELLER MACHINE)
Studi Kasus di Bank XYZ |
| title_full_unstemmed | EVALUASI IMPLEMENTASI PROYEK EKSPANSIJARINGAN ATM (AUTOMATIC TELLER MACHINE)
Studi Kasus di Bank XYZ |
| title_short | EVALUASI IMPLEMENTASI PROYEK EKSPANSIJARINGAN ATM (AUTOMATIC TELLER MACHINE)
Studi Kasus di Bank XYZ |
| title_sort | evaluasi implementasi proyek ekspansijaringan atm automatic teller machine studi kasus di bank xyz |
| topic | ETD |
| work_keys_str_mv | AT muhammadsavietracahyanto evaluasiimplementasiproyekekspansijaringanatmautomatictellermachinestudikasusdibankxyz AT drerniekawatimba evaluasiimplementasiproyekekspansijaringanatmautomatictellermachinestudikasusdibankxyz |