| Summary: | Bank is agency that assemble fund from people in saving and distribute it to
people in credit or other form. As time goes on after the credit is realized, it can�t
be denied that bank will facing the risk, that is problematical credit. For example,
uncapability to pay interest and return credit at the time to maturity. Therefore,
bank have to make dicision appropriately and effectively in credit distribution to
prospective borrower. In relation, Analytical Hierarchy Process (AHP) can be
used to help solve this problem. AHP is used when the taken decision involve
many factors, that decision maker get difficulty in making weight to each factors.
So that, AHP can solve a complex situation, unstructured into several component
of hierarchy structure, with put on subjective value about the importance of each
variable relatively, and decide what variable that has highest priority to influence
the result on that situation. Although, the used of AHP in Multi Criteria Decision
Making (MCDM) often get criticism because the uncapability of AHP approach to
solve unprecisely factor that decision makers feel when give precise value in
comparison matrix. Therefore, Fuzzy AHP method is developed to solve the
existing weakness of AHP. It is merge of AHP and Fuzzy approach.
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