| Summary: | This study aims to understand the reason on the repreship of the mortgage
collateral vessel in PT. Bank Negara Indonesia (Persero) Tbk. Branch of Rengat,
which is conducted through sales under the hand even if the boat is sailing no
place and to understand about the legal protection of the repreship of sales under
hand by the debtor that is given to PT. Bank Negara Indonesia (Persero) Tbk.
Branch of Rengat, as holder of the mortgage collateral vessel.
This study uses the approach legally empirical, i.e. using legal norms
which are explained by way of researching and discussing the repreship of
mortgage collateral vessel which carried under hand by the debtor and examine
how the implementation through field research to obtain primary data through
interviews with the speakers and the respondents who have the capacity in this
study.
Research results and the discussion concluded that the repreship of the
mortgage collateral vessel in PT. Bank Negara Indonesia (Persero) Tbk. Branch of
Rengat, which is conducted with sales under the hand as it is considered more
time efficient and does not require a fee which is costly in doing execution which
provided and obtained highest price and there is already an agreement between
creditor and debtor though the vessel is sailing is not there then the debtor as the
owner of the collateral vessel interesting vessel at the time of the execution will be
carried out. It's just that at the time of execution of the vessel which is supposed to
be conducted by creditors as the holder grosse deed in fact borrowers who make
sales because lenders have difficulty in finding prospective buyers collateral
vessel execution object. The execution of collateral vessel which is carried by a
debtor has been providing legal protection of PT. Bank Negara Indonesia
(Persero) Tbk. Branch of Rengat, as creditor. Debt debtor the creditor has been
paid in full from the results of the execution which is done by the debtor though
the vessel sold as broken or scraping because in this way the price will be
obtained which is more favorable rather than sold as a whole.
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