ANALISIS STRATEGI BERSAING PT BNI LIFE INSURANCE PADA INDUSTRI ASURANSI JIWA DI INDONESIA

With only about 17% of the total population of Indonesia which are life insurance policy holder, while indicators of the economic development of Indonesia in previous years and the awareness of the people of Indonesia for insurance is growth significantly, looked that the growth prospects and market...

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Bibliographic Details
Main Authors: , Reza Abdallah, , Dr. Mahfud Sholihin, Ph.D.
Format: Thesis
Published: [Yogyakarta] : Universitas Gadjah Mada 2013
Subjects:
ETD
Description
Summary:With only about 17% of the total population of Indonesia which are life insurance policy holder, while indicators of the economic development of Indonesia in previous years and the awareness of the people of Indonesia for insurance is growth significantly, looked that the growth prospects and market potential for the development of the life insurance industry is still open widespread in Indonesia. That�s why we need to develop the right strategy for BNI Life Insurance business to compete in the industry and the influenced factors that will be analyzed descriptively in this study. Analyzes were performed using various approaches with the result that the internal and external aspects greatly influence the policies of BNI life in pursuing a strategy of competing in the Life Insurance Industry. Internally, in addition to the capital injection from shareholders, ownership of 99% shares of Bank BNI is the captive market that should be utilized as much as possible outside of external factors such as positive economic developments and opportunities as well as potential development of the life insurance industry in Indonesia. But the important thing to note internally is improving core system and product specifications for the company to run the business more efficiently as well as the threats that come from the outside as the emergence of competitor firms.