| Summary: | Musharaka scheme is one solution that can be applied to Islamic financial
institutions in the development of the micro and small enterprises. BMT
Beringharjo Pabringan Branch Yogyakarta is one of the Islamic microfinance
institutions engaged in the empowerment of small business. Location of BMT
Beringharjo Pabringan Branch Yogyakarta is strategically close to the traders in
the region of Beringharjo market expected to have a positive impact on SMEs,
especially in the micro and small enterprises region. This research uses the
descriptive quantitative methode in order to measure the impact of musharaka
financing to the profit of customer�s business. From the results of the descriptive
analysis found that there is a change in business conditions before and after the
respondents received Musharaka financing in terms of capital, turnover, profit,
and the allocation of profits to saving and charity. From the results of paired t
test was found that there are significant differences between the profit of the
customer's business before and after receiving Musharaka financing. From the
results of the regression analysis found that there is an effect of the musharaka
financing to the costumer�s bussines profits. This indicates that the Musharaka
financing affect the customer's business profits.
|
|---|