| Summary: | Commercial activities of the society have grown very rapidly. It is the only one
affected by the development of Internet-based technology that is known as ecommerce.
E-commerce is a form of trading having the distinctive characteristic
of trade that crosses state lines, without any meeting between the seller and buyer,
but with the media internet instead. Such a condition in a very profitable side of
the consumer with many options to get goods and services, but on the other hand,
it would be a violation of consumer rights as a very risky place because the
characteristics of a typical e-commerce itself. So, from the very needed legal
protection to consumers in e-commerce transactions, especially on electronic
transaction is made by the consumer credit card users and producers actors.
Consumer protection laws against them are organized by Law No. 8 of 1999 on
Consumer Protection. This law is expected to guarantee the legal certainty of
transactions for consumer of e-commerce, as well as rules on Information and
Electronic Transactions set forth in Law No. 11 Year 2008.
In connection with this, in this thesis raises two issues: First, how is consumer
protection law of card holder in e-commerce transaction and how to how is to
solve the problem between consumers and producers of consumer credit card
business actors in e-commerce transactions.
The methodology used in this study is empirical normative approach, as the
research on the enforcement of laws or the implementation of normative legal
provisions in action at all certain legal events occurring in the community.
Based on the above discussion, our results can be concluded that the first UUPK,
UU ITE and than PP PSTE protected to be consumers card holder. Second the
problems that arise between consumers and producers of consumer credit card
business actors to be acces litgation and non litigation.
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