THE ROLE OF INFORMAL FINANCE INSTITUTION �SURENG MANUNGGAL SEJAHTERA� IN INCREASING RURAL HOUSEHOLD�S INCOME IN TEPUS SUBDISTRICT, GUNUNGKIDUL REGENCY
This study aims to understand: (1) SMS member�s asset condition, (2) SMS member�s income sources and their contribution toward total household income, and (3) the role of SMS (loan) in increasing member�s household income. Descriptive analytical method was used as the basic method in this stud...
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| Format: | Thesis |
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[Yogyakarta] : Universitas Gadjah Mada
2014
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| author | , ARI AJI CAHYONO , Prof. Dr. Ir. Irham, M.Sc. |
| author_facet | , ARI AJI CAHYONO , Prof. Dr. Ir. Irham, M.Sc. |
| author_sort | , ARI AJI CAHYONO |
| collection | UGM |
| description | This study aims to understand: (1) SMS member�s asset condition, (2) SMS
member�s income sources and their contribution toward total household income, and (3)
the role of SMS (loan) in increasing member�s household income. Descriptive analytical
method was used as the basic method in this study. A well-structured interview schedule
was conducted to collect data from the respondents and analysed using percentages,
means, and t-test analysis. Cross-tab analysis was used to analyse household�s asset and
income. Paired t-test was examined to know whether or not SMS takes a role in
increasing household income. Purposive sampling method was applied to decide the
study area while simple random sampling was employed to choose the respondents.
Thirty respondents were taken as the sample of farmers. This study concludes that SMS
member gain average household asset and annual income about Rp65,585,300 and Rp
13,634,583 respectively. The asset came from property, vehicle, electronic goods, and
land. While the income came from on-farm, off-farm, and non-farm activity. Paired ttest
showed that SMS takes a role in increasing member�s household income through
goat loan programme. This loan can improve member�s household income by 3.64%.
On the other hand, cash loan does not increase member�s household income by not
giving additional income. Cash loan users allocate this loan only for daily consumption
and asset expansion. Despite of their different role, both loans are considered as
important aids to improve members� financial situation. |
| first_indexed | 2024-03-13T23:26:06Z |
| format | Thesis |
| id | oai:generic.eprints.org:129730 |
| institution | Universiti Gadjah Mada |
| last_indexed | 2024-03-13T23:26:06Z |
| publishDate | 2014 |
| publisher | [Yogyakarta] : Universitas Gadjah Mada |
| record_format | dspace |
| spelling | oai:generic.eprints.org:1297302016-03-04T07:52:29Z https://repository.ugm.ac.id/129730/ THE ROLE OF INFORMAL FINANCE INSTITUTION �SURENG MANUNGGAL SEJAHTERA� IN INCREASING RURAL HOUSEHOLD�S INCOME IN TEPUS SUBDISTRICT, GUNUNGKIDUL REGENCY , ARI AJI CAHYONO , Prof. Dr. Ir. Irham, M.Sc. ETD This study aims to understand: (1) SMS member�s asset condition, (2) SMS member�s income sources and their contribution toward total household income, and (3) the role of SMS (loan) in increasing member�s household income. Descriptive analytical method was used as the basic method in this study. A well-structured interview schedule was conducted to collect data from the respondents and analysed using percentages, means, and t-test analysis. Cross-tab analysis was used to analyse household�s asset and income. Paired t-test was examined to know whether or not SMS takes a role in increasing household income. Purposive sampling method was applied to decide the study area while simple random sampling was employed to choose the respondents. Thirty respondents were taken as the sample of farmers. This study concludes that SMS member gain average household asset and annual income about Rp65,585,300 and Rp 13,634,583 respectively. The asset came from property, vehicle, electronic goods, and land. While the income came from on-farm, off-farm, and non-farm activity. Paired ttest showed that SMS takes a role in increasing member�s household income through goat loan programme. This loan can improve member�s household income by 3.64%. On the other hand, cash loan does not increase member�s household income by not giving additional income. Cash loan users allocate this loan only for daily consumption and asset expansion. Despite of their different role, both loans are considered as important aids to improve members� financial situation. [Yogyakarta] : Universitas Gadjah Mada 2014 Thesis NonPeerReviewed , ARI AJI CAHYONO and , Prof. Dr. Ir. Irham, M.Sc. (2014) THE ROLE OF INFORMAL FINANCE INSTITUTION �SURENG MANUNGGAL SEJAHTERA� IN INCREASING RURAL HOUSEHOLD�S INCOME IN TEPUS SUBDISTRICT, GUNUNGKIDUL REGENCY. UNSPECIFIED thesis, UNSPECIFIED. http://etd.ugm.ac.id/index.php?mod=penelitian_detail&sub=PenelitianDetail&act=view&typ=html&buku_id=70126 |
| spellingShingle | ETD , ARI AJI CAHYONO , Prof. Dr. Ir. Irham, M.Sc. THE ROLE OF INFORMAL FINANCE INSTITUTION �SURENG MANUNGGAL SEJAHTERA� IN INCREASING RURAL HOUSEHOLD�S INCOME IN TEPUS SUBDISTRICT, GUNUNGKIDUL REGENCY |
| title | THE ROLE OF INFORMAL FINANCE INSTITUTION
�SURENG MANUNGGAL SEJAHTERA� IN INCREASING
RURAL HOUSEHOLD�S INCOME IN TEPUS SUBDISTRICT,
GUNUNGKIDUL REGENCY |
| title_full | THE ROLE OF INFORMAL FINANCE INSTITUTION
�SURENG MANUNGGAL SEJAHTERA� IN INCREASING
RURAL HOUSEHOLD�S INCOME IN TEPUS SUBDISTRICT,
GUNUNGKIDUL REGENCY |
| title_fullStr | THE ROLE OF INFORMAL FINANCE INSTITUTION
�SURENG MANUNGGAL SEJAHTERA� IN INCREASING
RURAL HOUSEHOLD�S INCOME IN TEPUS SUBDISTRICT,
GUNUNGKIDUL REGENCY |
| title_full_unstemmed | THE ROLE OF INFORMAL FINANCE INSTITUTION
�SURENG MANUNGGAL SEJAHTERA� IN INCREASING
RURAL HOUSEHOLD�S INCOME IN TEPUS SUBDISTRICT,
GUNUNGKIDUL REGENCY |
| title_short | THE ROLE OF INFORMAL FINANCE INSTITUTION
�SURENG MANUNGGAL SEJAHTERA� IN INCREASING
RURAL HOUSEHOLD�S INCOME IN TEPUS SUBDISTRICT,
GUNUNGKIDUL REGENCY |
| title_sort | role of informal finance institution a��sureng manunggal sejahteraa�� in increasing rural householda��s income in tepus subdistrict gunungkidul regency |
| topic | ETD |
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