| Summary: | The aims of \"The Role of Notary in Saving Debtor Loan Which Outlined in The Credit
Saving Deed ( Restructuring ) in Sleman District\" research is to determine the role of Notary in
debtor loan saving through the credit saving deed ( restructuring ) and Notary action in saving
debtor loan in order to make the debtor be able to pay the debts to the creditor.
This research is an empirical legal research, which examines the primary data in the field.
This research was conducted in Sleman. The research subjects consisted of respondents and
informant. Respondents in this study are Notary in Sleman District and Credit Administration
Supervisor of Banking Institution. Informant in this research is a Notary who works also as a
Lecturer in Educational Institution. The data obtained from the research were analyzed
qualitatively. The results of the analysis are presented descriptively.
Result of the research shows that Notary action in saving debtor loan is based on agreement
result between debtor and creditor related in saving debtor loan which outlined in the credit
saving deed (restructuring). There are three types of actions in saving debtor loan such as
rescheduling the loan payment (rescheduling), readjustment of the loan terms (reconditioning),
credit restructuring (restructuring). Notary must checking the provisions set forth in the offering
letter, juridical conformance checking, and provide legal advice to the parties. Notary action in
saving debtor loan which outlined in credit saving deed (restructuring) can make the debtor be
able to pay the debts to the creditor. Notary conducted credit saving deed (restructuring) by
changing the terms of the loan agreement based on the agreement between the creditor and the
debtor that has been adapted to the circumstances of the debtor even if the debtor experienced a
force majeure.
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