OPERATIONAL EVALUATION OF ZAKAT DISTRIBUTION FORMED IN THE MICRO-ECONOMIC EMPOWERMENT PROGRAM in Sleman, Bantul, and Gunungkidul, 2013-2014 Case Study: SAKOFA Program of Dompet Dhuafa Yogyakarta
Zakat microfinance is a strategic alternative to the limitation of zakat institution and microfinance institution in empowerment program. To make sure the zakat microfinance is on the track and to boost its performance and its benefit, evaluation is needed. This study aims to analyze the effectivene...
| Main Authors: | , |
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| Format: | Thesis |
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[Yogyakarta] : Universitas Gadjah Mada
2014
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| _version_ | 1797036111098281984 |
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| author | , Rakhmawati , Dr. Soeratno, M.Ec. |
| author_facet | , Rakhmawati , Dr. Soeratno, M.Ec. |
| author_sort | , Rakhmawati |
| collection | UGM |
| description | Zakat microfinance is a strategic alternative to the limitation of zakat
institution and microfinance institution in empowerment program. To make sure
the zakat microfinance is on the track and to boost its performance and its benefit,
evaluation is needed. This study aims to analyze the effectiveness of productive
zakat program formed in the micro-economic empowerment program named
Sakofa (Madrasah Ekonomi Dhuafa) of Dompet Dhuafa Yogyakarta. Primary data
were gathered from 30 respondents who are the beneficiaries of Sakofa Program
2013-2014. They are domiciled in Sleman, Bantul, and Gunungkidul. Analytical
tools used to measure the monetary aspects were Headcount index, poverty gap
index, poverty severity index, Watts Index, and measure of time to exit poverty.
Saving behavior, philanthropy aspect, religiosity, and some entrepreneur aspects
were measured to analyze the non-material aspects of mustahiq. The formal
statistical test used was Wilcoxon Matched Pairs Test. The counseling
effectiveness held by Dompet Dhuafa and BMT was analyzed simply using radar
chart and phi coefficient.
All the monetary aspects show betterment after Sakofa Program. The
Headcount index decreased from 74 percent to 63 percent. Poverty gap decreased
by 13 percent, poverty severity decreased by 14 percent, and the Watts index
decreased by 17 percent. The average time taken to exit poverty with income
growth rate at 0.32 decreased by 44 percent. Philanthropy aspect and saving
behavior are better after Sakofa Program. Four of six mustahiqs who did not give
infaq before Sakofa become munfiq after Sakofa Program. Unfortunately,
mustahiqs were lack of discipline and desire to be independent. Coverage of target
group was less than 100 percent: 74 percent. The misuse of zakat fund was only
found in one mustahiq. The effectiveness of counseling material on spirituality is
the lowest. Overall, Sakofa Program has a good performance. Most of
respondents, as many as 65 percent, said that the benefit of Sakofa Program is
very useful to their life. Moreover, 66 percent of respondents feel that Sakofa
Program does takes part in improving their prosperity. |
| first_indexed | 2024-03-13T23:41:03Z |
| format | Thesis |
| id | oai:generic.eprints.org:133961 |
| institution | Universiti Gadjah Mada |
| last_indexed | 2024-03-13T23:41:03Z |
| publishDate | 2014 |
| publisher | [Yogyakarta] : Universitas Gadjah Mada |
| record_format | dspace |
| spelling | oai:generic.eprints.org:1339612016-03-04T08:11:05Z https://repository.ugm.ac.id/133961/ OPERATIONAL EVALUATION OF ZAKAT DISTRIBUTION FORMED IN THE MICRO-ECONOMIC EMPOWERMENT PROGRAM in Sleman, Bantul, and Gunungkidul, 2013-2014 Case Study: SAKOFA Program of Dompet Dhuafa Yogyakarta , Rakhmawati , Dr. Soeratno, M.Ec. ETD Zakat microfinance is a strategic alternative to the limitation of zakat institution and microfinance institution in empowerment program. To make sure the zakat microfinance is on the track and to boost its performance and its benefit, evaluation is needed. This study aims to analyze the effectiveness of productive zakat program formed in the micro-economic empowerment program named Sakofa (Madrasah Ekonomi Dhuafa) of Dompet Dhuafa Yogyakarta. Primary data were gathered from 30 respondents who are the beneficiaries of Sakofa Program 2013-2014. They are domiciled in Sleman, Bantul, and Gunungkidul. Analytical tools used to measure the monetary aspects were Headcount index, poverty gap index, poverty severity index, Watts Index, and measure of time to exit poverty. Saving behavior, philanthropy aspect, religiosity, and some entrepreneur aspects were measured to analyze the non-material aspects of mustahiq. The formal statistical test used was Wilcoxon Matched Pairs Test. The counseling effectiveness held by Dompet Dhuafa and BMT was analyzed simply using radar chart and phi coefficient. All the monetary aspects show betterment after Sakofa Program. The Headcount index decreased from 74 percent to 63 percent. Poverty gap decreased by 13 percent, poverty severity decreased by 14 percent, and the Watts index decreased by 17 percent. The average time taken to exit poverty with income growth rate at 0.32 decreased by 44 percent. Philanthropy aspect and saving behavior are better after Sakofa Program. Four of six mustahiqs who did not give infaq before Sakofa become munfiq after Sakofa Program. Unfortunately, mustahiqs were lack of discipline and desire to be independent. Coverage of target group was less than 100 percent: 74 percent. The misuse of zakat fund was only found in one mustahiq. The effectiveness of counseling material on spirituality is the lowest. Overall, Sakofa Program has a good performance. Most of respondents, as many as 65 percent, said that the benefit of Sakofa Program is very useful to their life. Moreover, 66 percent of respondents feel that Sakofa Program does takes part in improving their prosperity. [Yogyakarta] : Universitas Gadjah Mada 2014 Thesis NonPeerReviewed , Rakhmawati and , Dr. Soeratno, M.Ec. (2014) OPERATIONAL EVALUATION OF ZAKAT DISTRIBUTION FORMED IN THE MICRO-ECONOMIC EMPOWERMENT PROGRAM in Sleman, Bantul, and Gunungkidul, 2013-2014 Case Study: SAKOFA Program of Dompet Dhuafa Yogyakarta. UNSPECIFIED thesis, UNSPECIFIED. http://etd.ugm.ac.id/index.php?mod=penelitian_detail&sub=PenelitianDetail&act=view&typ=html&buku_id=74883 |
| spellingShingle | ETD , Rakhmawati , Dr. Soeratno, M.Ec. OPERATIONAL EVALUATION OF ZAKAT DISTRIBUTION FORMED IN THE MICRO-ECONOMIC EMPOWERMENT PROGRAM in Sleman, Bantul, and Gunungkidul, 2013-2014 Case Study: SAKOFA Program of Dompet Dhuafa Yogyakarta |
| title | OPERATIONAL EVALUATION OF ZAKAT DISTRIBUTION FORMED IN THE MICRO-ECONOMIC EMPOWERMENT PROGRAM in Sleman, Bantul, and Gunungkidul, 2013-2014 Case Study: SAKOFA Program of Dompet Dhuafa Yogyakarta |
| title_full | OPERATIONAL EVALUATION OF ZAKAT DISTRIBUTION FORMED IN THE MICRO-ECONOMIC EMPOWERMENT PROGRAM in Sleman, Bantul, and Gunungkidul, 2013-2014 Case Study: SAKOFA Program of Dompet Dhuafa Yogyakarta |
| title_fullStr | OPERATIONAL EVALUATION OF ZAKAT DISTRIBUTION FORMED IN THE MICRO-ECONOMIC EMPOWERMENT PROGRAM in Sleman, Bantul, and Gunungkidul, 2013-2014 Case Study: SAKOFA Program of Dompet Dhuafa Yogyakarta |
| title_full_unstemmed | OPERATIONAL EVALUATION OF ZAKAT DISTRIBUTION FORMED IN THE MICRO-ECONOMIC EMPOWERMENT PROGRAM in Sleman, Bantul, and Gunungkidul, 2013-2014 Case Study: SAKOFA Program of Dompet Dhuafa Yogyakarta |
| title_short | OPERATIONAL EVALUATION OF ZAKAT DISTRIBUTION FORMED IN THE MICRO-ECONOMIC EMPOWERMENT PROGRAM in Sleman, Bantul, and Gunungkidul, 2013-2014 Case Study: SAKOFA Program of Dompet Dhuafa Yogyakarta |
| title_sort | operational evaluation of zakat distribution formed in the micro economic empowerment program in sleman bantul and gunungkidul 2013 2014 case study sakofa program of dompet dhuafa yogyakarta |
| topic | ETD |
| work_keys_str_mv | AT rakhmawati operationalevaluationofzakatdistributionformedinthemicroeconomicempowermentprograminslemanbantulandgunungkidul20132014casestudysakofaprogramofdompetdhuafayogyakarta AT drsoeratnomec operationalevaluationofzakatdistributionformedinthemicroeconomicempowermentprograminslemanbantulandgunungkidul20132014casestudysakofaprogramofdompetdhuafayogyakarta |