Peranan pekerjaan off-farm terhadap kredit petani di Kabupaten Bantul=The role of Off-Farm employment to the farmer's credit at Bantul district

ABSTRAK Credit is the important component in agricultural development. More farmer now having an off-farm activity to get their welfare.The aim of this study were to identify the farmer's credit, to find the role of the off-farm income and to find factors affect the demand for both formal and i...

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Main Author: Perpustakaan UGM, i-lib
Format: Article
Published: [Yogyakarta] : Universitas Gadjah Mada 2000
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author Perpustakaan UGM, i-lib
author_facet Perpustakaan UGM, i-lib
author_sort Perpustakaan UGM, i-lib
collection UGM
description ABSTRAK Credit is the important component in agricultural development. More farmer now having an off-farm activity to get their welfare.The aim of this study were to identify the farmer's credit, to find the role of the off-farm income and to find factors affect the demand for both formal and informal credit. A hundred and fifty samples were drawn from study area. The respondents were those who took the formal credit (from BRI-UD and Village Cooperative Unit/KUT), informal credit ( from the individual money lender, groups of borrowing and lending, relatives, etc) and were those who did not take the credit. Analysis of variance and regression methods are used in the analysis. The study found that the highest amount of the credit were from formal credit (BRI-UD) and groups. Most of the farmers used the formal credit for education and the off-farm activities. The farmers used the informal credit for consumption .There were the different of the farmer's attitude from the different groups of borrower except farmer's attitude for the moneylender. The decision to borrow from the formal credit was affected by farm's income farmer's attitude, land, number of family and expenditure. The higher farm's income were farmer's attitude, the land and the lower decision to borrow the formal credit. The higher number of family and expenditure the higher the decision to borrow the formal credit. The amount of credit was affected by the off-farm activities and the number of family. The higher number of family was the lower amount of formal credit. The famer who had the off-farm employment had the higher amount of credit. Keywords:formal and informal credit � off-farm employment � farmer's attitude
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spelling oai:generic.eprints.org:173392014-06-18T00:34:25Z https://repository.ugm.ac.id/17339/ Peranan pekerjaan off-farm terhadap kredit petani di Kabupaten Bantul=The role of Off-Farm employment to the farmer's credit at Bantul district Perpustakaan UGM, i-lib Jurnal i-lib UGM ABSTRAK Credit is the important component in agricultural development. More farmer now having an off-farm activity to get their welfare.The aim of this study were to identify the farmer's credit, to find the role of the off-farm income and to find factors affect the demand for both formal and informal credit. A hundred and fifty samples were drawn from study area. The respondents were those who took the formal credit (from BRI-UD and Village Cooperative Unit/KUT), informal credit ( from the individual money lender, groups of borrowing and lending, relatives, etc) and were those who did not take the credit. Analysis of variance and regression methods are used in the analysis. The study found that the highest amount of the credit were from formal credit (BRI-UD) and groups. Most of the farmers used the formal credit for education and the off-farm activities. The farmers used the informal credit for consumption .There were the different of the farmer's attitude from the different groups of borrower except farmer's attitude for the moneylender. The decision to borrow from the formal credit was affected by farm's income farmer's attitude, land, number of family and expenditure. The higher farm's income were farmer's attitude, the land and the lower decision to borrow the formal credit. The higher number of family and expenditure the higher the decision to borrow the formal credit. The amount of credit was affected by the off-farm activities and the number of family. The higher number of family was the lower amount of formal credit. The famer who had the off-farm employment had the higher amount of credit. Keywords:formal and informal credit � off-farm employment � farmer's attitude [Yogyakarta] : Universitas Gadjah Mada 2000 Article NonPeerReviewed Perpustakaan UGM, i-lib (2000) Peranan pekerjaan off-farm terhadap kredit petani di Kabupaten Bantul=The role of Off-Farm employment to the farmer's credit at Bantul district. Jurnal i-lib UGM. http://i-lib.ugm.ac.id/jurnal/download.php?dataId=91
spellingShingle Jurnal i-lib UGM
Perpustakaan UGM, i-lib
Peranan pekerjaan off-farm terhadap kredit petani di Kabupaten Bantul=The role of Off-Farm employment to the farmer's credit at Bantul district
title Peranan pekerjaan off-farm terhadap kredit petani di Kabupaten Bantul=The role of Off-Farm employment to the farmer's credit at Bantul district
title_full Peranan pekerjaan off-farm terhadap kredit petani di Kabupaten Bantul=The role of Off-Farm employment to the farmer's credit at Bantul district
title_fullStr Peranan pekerjaan off-farm terhadap kredit petani di Kabupaten Bantul=The role of Off-Farm employment to the farmer's credit at Bantul district
title_full_unstemmed Peranan pekerjaan off-farm terhadap kredit petani di Kabupaten Bantul=The role of Off-Farm employment to the farmer's credit at Bantul district
title_short Peranan pekerjaan off-farm terhadap kredit petani di Kabupaten Bantul=The role of Off-Farm employment to the farmer's credit at Bantul district
title_sort peranan pekerjaan off farm terhadap kredit petani di kabupaten bantul the role of off farm employment to the farmer s credit at bantul district
topic Jurnal i-lib UGM
work_keys_str_mv AT perpustakaanugmilib perananpekerjaanofffarmterhadapkreditpetanidikabupatenbantultheroleofofffarmemploymenttothefarmerscreditatbantuldistrict