| Итог: | This study was conducted to know the suitability between the implementation
of mudharabah defrayal agreement in BNI Syariah, Ltd., branch of Pekanbaru and
the current regulations, and also to know its benefit and weakness.
This study used the juridical empiric approach, that was an approach method
that was conducted by finding solutions of the research problems by examining
the secondary data and then conducting research to the primary data in pratice.
The primary datas were collected by conducting interviews with the informants
and respondents of BNI Syariah Ltd., branch of Pekanbaru. Whereas the
secondary datas were achieved by literature study. The collected datas would be
analyzed qualitatively using descriptive method.
Based on the study results, it can be concluded that the implementation of the
agreement of mudharabah defrayal in BNI Syariah Ltd., branch of Pekanbaru, has
been already suitable with the current regulations that commonly used in the
syariah banking. A mudharabah agreement has already fulfilled the requirements
and principles. Compared with the agreement of a conventional bank,
mudharabah agreement was more fairly in giving rights to the shahibul mall and
mudharib, especially in profit and loss sharing from a mudharabah object. The
controlling process by mudharib was its weakness. It can not be known clearly
the process of work and the responsibility of mudharib on the given fund by
shahibul mall, BNI Syariah, Ltd., branch of Pekanbaru.
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