| Summary: | Mudharabah Agreementof financingis oneof theIslamic bankingproductsin
theareas ofdistribution offunds, whereineachdistributionof fundsmust observethe
principleof prudence. Oneform ofthe application ofthe precautionary
principleisthecollateral. The purposeofthisstudywasto determinewhether
theagreementof financingcan bechargedbymortgageandwhetherAPHTthattherecanbe
madeon the basisof financingagreements.
Inthis study, thedatausedaresecondarydataobtainedfromthe
researchliteraturethroughprimarylegalmaterials, legal
materialssecondaryandtertiarylegal materials.Implementation ofthis studyusinga
normativejuridicalmethodthat iswherethe researchfocus more
ontheresearchliteratureandlegislation.
ImpositionMortgagefinancing isinagreementaccording
toMortgageLawNo.4of1996isallowed, becausedebtfinancing isin case
ofmoralhazardarisefrommudharibandthisis possibleif youlookat
thedebtarisingonpropertymanagement agreement withpeople who have
notadultorunderguardianship, in whichagreementcan
bechargedaccordingUUHTmortgage.APHTas adeedtothe imposition ofMortgage can
be used to charge of financing agreements mudharabah, because APHT requires
basic agreement on which the assignment already exists at the time of manufacture
APHT by PPAT. But the author does not agree with the editors �debts agreement"
because mudharabah agreement is not an agreement of financing debts.
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