KESESUAIAN AKAD PEMBIAYAAN MURABAHAH PADA UNIT USAHA GAMA MULTI FINANCE PT GAMA MULTI USAHA MANDIRI (Ditinjau Dari Fatwa DSN MUI No. 04/DSN-MUl/lV/2000 Tentang Pembiayaan Murabahah)
The purpose of this study was to find out Conformity murabaha financing contract on Business Unit Gama Multi Finance PT Gama Multi Independent Business (observed from DSN MUI Fatwa No. 04/DSN-MUI/IV/2000 About Financing Murabaha) and to find out about the regulation of the dispute settlement in the...
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| Format: | Thesis |
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[Yogyakarta] : Universitas Gadjah Mada
2011
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| Summary: | The purpose of this study was to find out Conformity murabaha financing
contract on Business Unit Gama Multi Finance PT Gama Multi Independent
Business (observed from DSN MUI Fatwa No. 04/DSN-MUI/IV/2000 About
Financing Murabaha) and to find out about the regulation of the dispute settlement
in the agreement on financing murabahah the business unit of Gama Multi
Finance PT Gama Multi Usaha Mandiri
The studi is of empiric and juridical one that describes the stipulations in
the existing act as compared to the in-field reality. The data used in the study are
primary and secondary ones that are collected from the-in field study through
interview and literature review through document study. Subsequently. The data is
analyzed qualitatively and a descriptive study report is prepared.
The results of study and data analyses showed that the implementation of
the agreement on financing murabahah the business unit of Gama Multi Finance
PT Gama Multi Usaha Mandiri in its applications not consistent with Fatwa
Dewan Syariah Nasional Majelis Ulama Indonesia (DSN-MUI) No. 04/DSN-
MUI/IV/2000 about murabahah financing and the standard agreement of
Murabahah formulated the business unit of Gama Multi Finance PT Gama Multi
Usaha Mandiri as the executor of Business murabahah financing. Because no one
harmony and fulfillment of the terms and conditions of an agreement in Islam.
Namely the lack of agreement murabahah object or objects murabahah shift that
should be turned into money items. Then dispute resolution taken by the business
unit of Gama Multi Finance in the event of customer default against the business
unit of Gama Multi Finance, so the first Gama Multi Finance to act persuasively
that the agreement with negotiation, and if it can not resolved with negotiation the
two sides agreed to submit the settlement by the court based on the agreement. |
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