EKSISTENSI AGUNAN DALAM AKAD MURABAHAH PADA BANK MUAMALAT INDONESIA CABANG BANJARMASIN
This study is aimed to determine the application of Islamic syariah principles and functions in the collateral existence of murabahah contract on the Bank of Muamalat Indonesia, Branch of Banjarmasin, whether it is based on the law number 21 year 2008 and its relevance to the principles of Islamic s...
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| Format: | Thesis |
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[Yogyakarta] : Universitas Gadjah Mada
2011
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| author | , ERIKA LISMAYANI , Prof. Dr. Abdul Ghofur Anshori, S.H., M.H. |
| author_facet | , ERIKA LISMAYANI , Prof. Dr. Abdul Ghofur Anshori, S.H., M.H. |
| author_sort | , ERIKA LISMAYANI |
| collection | UGM |
| description | This study is aimed to determine the application of Islamic syariah principles and
functions in the collateral existence of murabahah contract on the Bank of Muamalat
Indonesia, Branch of Banjarmasin, whether it is based on the law number 21 year 2008
and its relevance to the principles of Islamic syariah.
This study is a normative juridical legal research and it is done by examining the
principles of law, legal systematic, and synchronization of the law, regarding the
enforcement or application of provisions of normative law on the apparent behavior of
each legal event that occurs in social community. This study is analyzed using qualitative
analysis methods and it is presented descriptive and analytically.
The research results show that (1) the application of the murabahah contract on
the Bank of Muamalat Indonesia, Branch of Banjarmasin, viewed from the overall pillars
and axioms relating to murabahah contract, is already aligned in their business activities
and does not conflict with the law, and the application does not contain elements such
Maisyir, Gharar, Haram, Riba and Dzalim. However, in the application of Islamic
syariah principles in terms of Fatwa DSN No.04/DSN-MUI/IV/2000, it has deviated from
the provisions that should be, especially in terms of a) the ownership of the goods which
are traded in murabahah contract where the bank sells the goods that haven�t been it, b)
the determination of the margin (profit) based on market prices, c) in the running power
of wakalah, murabahah contract practice is implemented ahead of granting power of
wakalah, and dropping fund to purchase goods from the supplier. (2) The function of
collateral existence in murabahah financing is intended to reduce the risk of customer
returns due to failure of its obligations, the execution of collateral is the final solution by
selling either through public auction or be under the hand to cover the entire obligation of
the customers which are not accomplished their contracts. |
| first_indexed | 2024-03-13T22:10:05Z |
| format | Thesis |
| id | oai:generic.eprints.org:90335 |
| institution | Universiti Gadjah Mada |
| last_indexed | 2024-03-13T22:10:05Z |
| publishDate | 2011 |
| publisher | [Yogyakarta] : Universitas Gadjah Mada |
| record_format | dspace |
| spelling | oai:generic.eprints.org:903352014-08-20T02:51:11Z https://repository.ugm.ac.id/90335/ EKSISTENSI AGUNAN DALAM AKAD MURABAHAH PADA BANK MUAMALAT INDONESIA CABANG BANJARMASIN , ERIKA LISMAYANI , Prof. Dr. Abdul Ghofur Anshori, S.H., M.H. ETD This study is aimed to determine the application of Islamic syariah principles and functions in the collateral existence of murabahah contract on the Bank of Muamalat Indonesia, Branch of Banjarmasin, whether it is based on the law number 21 year 2008 and its relevance to the principles of Islamic syariah. This study is a normative juridical legal research and it is done by examining the principles of law, legal systematic, and synchronization of the law, regarding the enforcement or application of provisions of normative law on the apparent behavior of each legal event that occurs in social community. This study is analyzed using qualitative analysis methods and it is presented descriptive and analytically. The research results show that (1) the application of the murabahah contract on the Bank of Muamalat Indonesia, Branch of Banjarmasin, viewed from the overall pillars and axioms relating to murabahah contract, is already aligned in their business activities and does not conflict with the law, and the application does not contain elements such Maisyir, Gharar, Haram, Riba and Dzalim. However, in the application of Islamic syariah principles in terms of Fatwa DSN No.04/DSN-MUI/IV/2000, it has deviated from the provisions that should be, especially in terms of a) the ownership of the goods which are traded in murabahah contract where the bank sells the goods that haven�t been it, b) the determination of the margin (profit) based on market prices, c) in the running power of wakalah, murabahah contract practice is implemented ahead of granting power of wakalah, and dropping fund to purchase goods from the supplier. (2) The function of collateral existence in murabahah financing is intended to reduce the risk of customer returns due to failure of its obligations, the execution of collateral is the final solution by selling either through public auction or be under the hand to cover the entire obligation of the customers which are not accomplished their contracts. [Yogyakarta] : Universitas Gadjah Mada 2011 Thesis NonPeerReviewed , ERIKA LISMAYANI and , Prof. Dr. Abdul Ghofur Anshori, S.H., M.H. (2011) EKSISTENSI AGUNAN DALAM AKAD MURABAHAH PADA BANK MUAMALAT INDONESIA CABANG BANJARMASIN. UNSPECIFIED thesis, UNSPECIFIED. http://etd.ugm.ac.id/index.php?mod=penelitian_detail&sub=PenelitianDetail&act=view&typ=html&buku_id=52810 |
| spellingShingle | ETD , ERIKA LISMAYANI , Prof. Dr. Abdul Ghofur Anshori, S.H., M.H. EKSISTENSI AGUNAN DALAM AKAD MURABAHAH PADA BANK MUAMALAT INDONESIA CABANG BANJARMASIN |
| title | EKSISTENSI AGUNAN DALAM AKAD MURABAHAH
PADA BANK MUAMALAT INDONESIA
CABANG BANJARMASIN |
| title_full | EKSISTENSI AGUNAN DALAM AKAD MURABAHAH
PADA BANK MUAMALAT INDONESIA
CABANG BANJARMASIN |
| title_fullStr | EKSISTENSI AGUNAN DALAM AKAD MURABAHAH
PADA BANK MUAMALAT INDONESIA
CABANG BANJARMASIN |
| title_full_unstemmed | EKSISTENSI AGUNAN DALAM AKAD MURABAHAH
PADA BANK MUAMALAT INDONESIA
CABANG BANJARMASIN |
| title_short | EKSISTENSI AGUNAN DALAM AKAD MURABAHAH
PADA BANK MUAMALAT INDONESIA
CABANG BANJARMASIN |
| title_sort | eksistensi agunan dalam akad murabahah pada bank muamalat indonesia cabang banjarmasin |
| topic | ETD |
| work_keys_str_mv | AT erikalismayani eksistensiagunandalamakadmurabahahpadabankmuamalatindonesiacabangbanjarmasin AT profdrabdulghofuranshorishmh eksistensiagunandalamakadmurabahahpadabankmuamalatindonesiacabangbanjarmasin |