| Summary: | This study aims to determine how the legal provisions governing tougher for banks in
providing credit facilities to customers, especially for security for banks in the process of
granting a credit facility between the Bank's takeover, mainly related to the collateral for the
Land and to know how far the role of notary in securing collateral of land tied by deed made in
front. In reducing the risk to the bank in carrying out banking business.
This research is an empirical legal research and direct observation in the field, which is
accompanied also by the research literature. The data used in this research is the primary data
obtained directly from the field and secondary data obtained by tracking the legal materials that
are primary, secondary and tertiary. Overall the data obtained were analyzed by descriptive
analysis.
The results of this study indicate that the implementation of the takeover of interbank loans
made by each bank, particularly banks in Jakarta based on interviews with prospective clients in
accordance with the guidelines Handerson Maness principle "the five of credit" and 5Principles
and 5 C in which to do interviews to note further how the character of prospective customers
applying for credit to obtain a strong conviction of the condition giving rise to the trust bank
clients to prospective customers in providing credit facilities. As the principle of trust given by
the bank to potential customers and maintain the process of unpaid till settled by orderly and
until paid off the credit facilities granted oleh bank, its customers, the bank holding the principles
of Prudential - attention that is applied by each bank, in line with government programs in
reducing the risk of bad loans made by the debtor bank, bank interest in trying to minimize the
risk. So to avoid the risk of bad debts incurred.
|
|---|