MODEL ZERO INFLATED GENERALIZED POISSON UNTUK PEMODELAN KLAIM ASURANSI KECELAKAAN KENDARAAN BERMOTOR
Bodily injury claims have the greatest impact on the claim costs of insurance companies in vehicle accident rate. In this paper a zero inflated generalized Poisson regression model is implemented to estimate the healing time of injury victims involved in motor accidents on Kendari City roads. We sho...
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| Format: | Thesis |
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[Yogyakarta] : Universitas Gadjah Mada
2011
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| Summary: | Bodily injury claims have the greatest impact on the claim costs of
insurance companies in vehicle accident rate. In this paper a zero inflated
generalized Poisson regression model is implemented to estimate the healing time
of injury victims involved in motor accidents on Kendari City roads. We show
that the healing time estimates may be automatically converted into financial
terms by insurers at any point of the claim handling process. As such, the
methodology described may be used by vehicle accident insurance operating in
the Kendari market to monitor the size of bodily injury claims. By using insurance
data, various applications are presented in which the healing time estimate is of
value to insurers, either for computing the claim compensation or for claim
reserve purposes. |
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