| Summary: | The research concerning trouble credit settlement with right of responsibility
collateral post earthquake at PT. Bank Rakyat Indonesia (Ltd., Inc) Tbk branch of
Pariaman aims to find out the way of trouble credit settlement with right of
responsibility collateral post earthquake and to find out the efforts conducted by PT.
Bank Rakyat Indonesia (Ltd., Inc) Tbk Branch of Pariaman in trouble credit
settlement with right of responsibility collateral post earthquake and to find out the
obstacles appeared on trouble credit settlement with right of responsibility collateral
post earthquake at Pt. Bank Rakyat Indonesia (Ltd., Inc) Tbk branch of Pariaman.
This research is conducted by using empiric juridical law approach.
Technique for collecting primary data is conducted through field research with
directly interview to respondents with means as interview guidance. For completing
data is conducted literature research as well, while for drawing conclusion is
conducted with inductive method and data analysis obtained is conducted
qualitatively.
Based on research finding could be drawn the conclusion that the trouble
credit settlement with right of responsibility collateral post earthquake was conducted
with making policy, data collection toward debtor, observation and assessment
toward debtors who experienced earthquake phases, the effort conducted by PT. Bank
Rakyat Indonesian (Ltd., Inc) Tbk branch of Pariaman was by saving credit through
restructurisation, and obstacles appeared on trouble credit settlement with right of
responsibility collateral post earthquake from creditor party was difficulty in
observing home location and debtor guarantee place, while for debtor party was
difficulty in completing data for registering to creditor party.
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