| Summary: | PT ABC is a national shipping company where located in Jakarta had proposed
an investment credit to Bank International Indonesia (BII) in the first semester of 2008.
The company had planned to buy 1 (one) unit of breakbulk carrier with value
USD17.000.000, + 10.500 DWT which built less than 10 years. The ship will be used for
PT Aneka Tambang which carried for Ferronickel cargo from Pomala (Sout East
Sulawesi) to Rotterdam.
The Proposal had already proposed by Business Unit to Loan Committee in BII.
The entire document in the proposal had already complied with the terms and condition
of credit proposal standard in BII. We, as BU already analyzed with all credit tools in BII
standard such as 5C�s, Cash Flow Analysis, Financial Ratio, Risk Mitigation and also a
potential risk is already proposed and explained well in the credit proposal by BU.
The member of LC in the head quarter of BII, from Risk Manager to Chief Credit
Officer had review and analyzes the proposal, meanwhile when the proposal came to the
Risk Director
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