| Summary: | In accordance with the rate of economic growth and development movement
of a nation, financial institutions grew by a variety of alternative services offered. The
financial institution which is the intermediary institutions of the party who have
excess funds (surplus of funds) with those who lack funds, has a function as an
intermediary financial community, financial institutions, as well as an institution or
another institution and there are virtually in the middle of society. One of the bank's
business in pebankan activities to support the development of national economy in
Indonesia are helping with the implementation of bank credit to the people of
Indonesia in developing a business which is also meant to help the development of the
nation's economy. Mischief of the bank by not heeding the principles of prudence
(prudential principle) in terms of loan would clearly harm the health of banking and
shake the national economy. Problems, Are funds disbursed by the bank as a form of
credit to customers who done without prudential banking activities can harm the
health? How legal efforts made by the aggrieved parties in the provision of credit
with a guarantee by the Bank. The purpose of research to find out the credit process
and efforts by law if any party is aggrieved with the credit. Research Methods,
juridical normative. In conclusion, the bank should exercise caution in every
withdrawing the funds in the form of loans to both individuals and corporate
community. Efforts by law if any party is aggrieved by the granting of loans to the
courts.
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