| 总结: | The aim of this research is to find out the implementation of fiduciary
collateral imposition process in Pawnshop Perum Branch Nangka in Pekan Baru
city, to discover the execution of Fiduciary Collateral Imposition in Pawnshop
Perum Branch Nangka Pekanbaru City. This research use empiric juridical
approach that is research that based on the field investigation to support primary
data obtained in law sector from the field observation.Based on the result of the
research it can be inferred that the imposition process in Pawnshop Perum Branch
Nangka in Pekan Baru city, to discover the execution of Fiduciary Collateral
Imposition in Pawnshop Perum Branch Nangka in Pekanbaru City that in
registering the fiduciary collateral imposition implementation is not appropriate
with the valid regulation, such as: principal debt up to Rp 10,000,000 with a letter
of authority if the debt trouble it can be made a fiduciary collateral certificate and
being registered in fiduciary registering office, principal debt Rp 10,000,000 up
to Rp 25,000,000 if necessary the fiduciary collateral certificate registration can
be done if there is a trouble debt indication to ease the execution, principal debt
over Rp 25,000,000 the fiduciary collateral certificate directly registered and the
fiduciary collateral certificate issued by the fiduciary registration office. The
execution in fiduciary collateral imposition practice in Pawnshop Perum Branch
Nangka in Pekanbaru City concerning large or small credit amount generally by
underhanded selling due to the easier implementation process and not require
expense so the debtor can return the debt fast and get the returning of debt
outstanding debt because if conducting the procedural of execution as the valid
regulation then there is a possibility that the debtor do not get the returning by
considering the expenses of execution process imposed to the debtor. The
requirements of underhanded selling appropriate with the Article 29 the Act of
Fiduciary Collateral namely: implemented after a month since informed in the
written form by the fiduciary loaner and borrower to the interested parties, if the
underhanded selling is not carried out the fiduciary object is drawn by the creditor
party or the pawnshop to be executed appropriate with the valid legislation.
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