| Summary: | In these recent years, the financial industry in Indonesia has grown and
has a good prospect. Wealth Management as one of the financial industries also
has significant growth. In addition, Indonesia's high economic growth stimulates
the new rich people with net assets of more than 1 million U.S. dollars or known
as High Net Worth Individual (HNWI). However there are few of HNWI who
manage their assets well, so this could be an opportunity for the emerging of new
jobs as financial planners.
This case study is a real work simulation as a wealth manager. Client in
this thesis will be entering retirement age. In an interview that has been done
before, researcher found that client's investment instruments did not fit with
client�s risk profile which is aggressive or be able to accept the greater risk.
Researcher design two scenarios of financial investment instruments and real
sectors investment instruments those are in accordance with client�s risk profile.
Two scenarios designed by researcher have the different level of return and risk.
Based on the information obtained by researcher, client wants to manage
and optimize his wealth, especially client�s deposits of IDR 4,089,500,000 to be
transferred into other investment instruments that provide a higher rate of return.
In addition, researcher analyzes client's investment objectives, such as
preparation of pension funds, costs of education for children, insurance funds and
holiday fund. The analysis performed by researcher is based on three pillars of
Wealth Management concept.
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