| Summary: | This thesis is a case study that discusses the management of wealth of
Mr.Kushendy who has entered the transition period of 51 years of age. At this
time the client has not maximize his retirement planning and future needs for
children's education and marriage funds. Wealth management at this time focused
on asset allocation in the form of physical assets, particularly in the form of land
or house assets. Asset allocation that is done currently is less optimal for the
growth of client wealth and high liquidity risk that the necessary reallocation also
considers about planning for future of the client and his children.
Wealth management is based on client tolerance towards risk in this thesis.
The client has a moderate level of risk tolerance, so that the draft recommendation
was made that the investment scenario is in accordance with the client's risk
tolerance and age of client who have entered the transition stage. Therefore, two
scenarios were made on investment planning, the capital of which came from
asset sales.
Scenario one is designed to have a lower return than scenario two. In
scenario one, it would increase the wealth of client to be as much as
Rp18.154.593.700, 00 and in scenario two, it will increase the wealth of the client
into Rp18.481.152.100, 00. In terms of net cash flows, scenario two generate net
cash flows greater than scenario one.
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