FAKTOR-FAKTOR PSIKOLOGIS PERILAKU BERHUTANG PADA KARYAWAN BERPENGHASILAN TETAP
The purpose of the study is to explain the debt behavior through a model that can describe when and how and situations that may stimulate debt behavior to appear. The theory of planned behavior is used to review the debt behavior of people with fixed-income. Based on the theory by Ajzen there were t...
| Main Authors: | , |
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| Format: | Thesis |
| Published: |
[Yogyakarta] : Universitas Gadjah Mada
2012
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| Subjects: |
| _version_ | 1797032513381597184 |
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| author | , THEDA RENANITA , Rahmat Hidayat, Ph.D. |
| author_facet | , THEDA RENANITA , Rahmat Hidayat, Ph.D. |
| author_sort | , THEDA RENANITA |
| collection | UGM |
| description | The purpose of the study is to explain the debt behavior
through a model that can describe when and how and
situations that may stimulate debt behavior to appear. The
theory of planned behavior is used to review the debt behavior
of people with fixed-income. Based on the theory by Ajzen
there were three independent variables namely attitudes
towards debt behavior, subjective norms, and perceived
behavioral control. Those three factors predicted their effects
towards debt behavior as the dependent variable with intention
as the mediator variable.
Path analysis is used to test both hypotheses. The first
hypothesis examined the direct and indirect effect toward debt
behavior, subjective norm, perceived behavioral control and
behavioral intentions toward debt. The second hypothesis
examined the effect of direct and indirect debt behavior,
subjective norms and perceived behavioral intentions of debt.
From the results of path analysis 182 subjects were influenced
by the debt behavior of debt intentions, b=0,359, p=0,004
(p<0,05). Only subjective norm had a direct influence on the
intentions of debt. |
| first_indexed | 2024-03-13T22:39:32Z |
| format | Thesis |
| id | oai:generic.eprints.org:99565 |
| institution | Universiti Gadjah Mada |
| last_indexed | 2024-03-13T22:39:32Z |
| publishDate | 2012 |
| publisher | [Yogyakarta] : Universitas Gadjah Mada |
| record_format | dspace |
| spelling | oai:generic.eprints.org:995652016-03-04T08:49:07Z https://repository.ugm.ac.id/99565/ FAKTOR-FAKTOR PSIKOLOGIS PERILAKU BERHUTANG PADA KARYAWAN BERPENGHASILAN TETAP , THEDA RENANITA , Rahmat Hidayat, Ph.D. ETD The purpose of the study is to explain the debt behavior through a model that can describe when and how and situations that may stimulate debt behavior to appear. The theory of planned behavior is used to review the debt behavior of people with fixed-income. Based on the theory by Ajzen there were three independent variables namely attitudes towards debt behavior, subjective norms, and perceived behavioral control. Those three factors predicted their effects towards debt behavior as the dependent variable with intention as the mediator variable. Path analysis is used to test both hypotheses. The first hypothesis examined the direct and indirect effect toward debt behavior, subjective norm, perceived behavioral control and behavioral intentions toward debt. The second hypothesis examined the effect of direct and indirect debt behavior, subjective norms and perceived behavioral intentions of debt. From the results of path analysis 182 subjects were influenced by the debt behavior of debt intentions, b=0,359, p=0,004 (p<0,05). Only subjective norm had a direct influence on the intentions of debt. [Yogyakarta] : Universitas Gadjah Mada 2012 Thesis NonPeerReviewed , THEDA RENANITA and , Rahmat Hidayat, Ph.D. (2012) FAKTOR-FAKTOR PSIKOLOGIS PERILAKU BERHUTANG PADA KARYAWAN BERPENGHASILAN TETAP. UNSPECIFIED thesis, UNSPECIFIED. http://etd.ugm.ac.id/index.php?mod=penelitian_detail&sub=PenelitianDetail&act=view&typ=html&buku_id=56039 |
| spellingShingle | ETD , THEDA RENANITA , Rahmat Hidayat, Ph.D. FAKTOR-FAKTOR PSIKOLOGIS PERILAKU BERHUTANG PADA KARYAWAN BERPENGHASILAN TETAP |
| title | FAKTOR-FAKTOR PSIKOLOGIS PERILAKU BERHUTANG PADA
KARYAWAN BERPENGHASILAN TETAP |
| title_full | FAKTOR-FAKTOR PSIKOLOGIS PERILAKU BERHUTANG PADA
KARYAWAN BERPENGHASILAN TETAP |
| title_fullStr | FAKTOR-FAKTOR PSIKOLOGIS PERILAKU BERHUTANG PADA
KARYAWAN BERPENGHASILAN TETAP |
| title_full_unstemmed | FAKTOR-FAKTOR PSIKOLOGIS PERILAKU BERHUTANG PADA
KARYAWAN BERPENGHASILAN TETAP |
| title_short | FAKTOR-FAKTOR PSIKOLOGIS PERILAKU BERHUTANG PADA
KARYAWAN BERPENGHASILAN TETAP |
| title_sort | faktor faktor psikologis perilaku berhutang pada karyawan berpenghasilan tetap |
| topic | ETD |
| work_keys_str_mv | AT thedarenanita faktorfaktorpsikologisperilakuberhutangpadakaryawanberpenghasilantetap AT rahmathidayatphd faktorfaktorpsikologisperilakuberhutangpadakaryawanberpenghasilantetap |