The relationship between loan sales and bank risk: conventional and Islamic bank perspective / Nor Salmiza Salim

This study examine the risk behavior of the loan sales activity in Malaysia. This is because bank rebalance their loan portfolio exposure by selling loans in the secondary mortgage market. This study comprise the sample of the Conventional bank and Islamic bank which is local own bank and foreign ow...

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Main Author: Salim, Nor Salmiza
Format: Student Project
Language:English
Published: 2007
Subjects:
Online Access:https://ir.uitm.edu.my/id/eprint/33642/1/33642.pdf
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author Salim, Nor Salmiza
author_facet Salim, Nor Salmiza
author_sort Salim, Nor Salmiza
collection UITM
description This study examine the risk behavior of the loan sales activity in Malaysia. This is because bank rebalance their loan portfolio exposure by selling loans in the secondary mortgage market. This study comprise the sample of the Conventional bank and Islamic bank which is local own bank and foreign own bank in Malaysia which provide housing from 2000 until 2006 for yearly basis. The method used in this research is multiple analysis. This study finds that there is a relationship between loan sales and bank risk in conventional bank. Meanwhile there is no relationship between loan sales and bank risk Islamic bank. For the Conventional bank, ASSETS (natural logarithm of total assets) is most significant independent variable that gives an effect towards the bank risk Meanwhile for Islamic bank, LNSLD (loan sold to total asset ratio) is the most significant effect towards the bank risk.
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spelling oai:ir.uitm.edu.my:336422020-10-30T04:23:47Z https://ir.uitm.edu.my/id/eprint/33642/ The relationship between loan sales and bank risk: conventional and Islamic bank perspective / Nor Salmiza Salim Salim, Nor Salmiza Bank loans. Bank credit. Commercial loans Credit. Debt. Loans This study examine the risk behavior of the loan sales activity in Malaysia. This is because bank rebalance their loan portfolio exposure by selling loans in the secondary mortgage market. This study comprise the sample of the Conventional bank and Islamic bank which is local own bank and foreign own bank in Malaysia which provide housing from 2000 until 2006 for yearly basis. The method used in this research is multiple analysis. This study finds that there is a relationship between loan sales and bank risk in conventional bank. Meanwhile there is no relationship between loan sales and bank risk Islamic bank. For the Conventional bank, ASSETS (natural logarithm of total assets) is most significant independent variable that gives an effect towards the bank risk Meanwhile for Islamic bank, LNSLD (loan sold to total asset ratio) is the most significant effect towards the bank risk. 2007-10 Student Project NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/33642/1/33642.pdf The relationship between loan sales and bank risk: conventional and Islamic bank perspective / Nor Salmiza Salim. (2007) [Student Project] (Unpublished)
spellingShingle Bank loans. Bank credit. Commercial loans
Credit. Debt. Loans
Salim, Nor Salmiza
The relationship between loan sales and bank risk: conventional and Islamic bank perspective / Nor Salmiza Salim
title The relationship between loan sales and bank risk: conventional and Islamic bank perspective / Nor Salmiza Salim
title_full The relationship between loan sales and bank risk: conventional and Islamic bank perspective / Nor Salmiza Salim
title_fullStr The relationship between loan sales and bank risk: conventional and Islamic bank perspective / Nor Salmiza Salim
title_full_unstemmed The relationship between loan sales and bank risk: conventional and Islamic bank perspective / Nor Salmiza Salim
title_short The relationship between loan sales and bank risk: conventional and Islamic bank perspective / Nor Salmiza Salim
title_sort relationship between loan sales and bank risk conventional and islamic bank perspective nor salmiza salim
topic Bank loans. Bank credit. Commercial loans
Credit. Debt. Loans
url https://ir.uitm.edu.my/id/eprint/33642/1/33642.pdf
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