Banking activities and natural disasters: empirical evidence from India
This paper aims to analyse the impact of the 2001 Indian earthquake on the activity of banks. To that end, we use a dataset from 366 banks located in 141 cities in India over the period 1995–2007 and the Difference-in-Differences method. We observe that the natural disaster has affected the profit-e...
| Main Authors: | , |
|---|---|
| Format: | Journal article |
| Language: | English |
| Published: |
Routledge
2024
|
| _version_ | 1811140419399974912 |
|---|---|
| author | Boungou, W Gupta, P |
| author_facet | Boungou, W Gupta, P |
| author_sort | Boungou, W |
| collection | OXFORD |
| description | This paper aims to analyse the impact of the 2001 Indian earthquake on the activity of banks. To that end, we use a dataset from 366 banks located in 141 cities in India over the period 1995–2007 and the Difference-in-Differences method. We observe that the natural disaster has affected the profit-earning assets of Indian banks. Specifically, we show that in response to this natural disaster banks have reduced the volume of loans and hold more securities in the earthquake-affected cities. Furthermore, we find a lower level of risk-taking by banks after the earthquake. In doing so, we provide the first evidence of Indian banks’ exposure to natural disasters. |
| first_indexed | 2024-09-25T04:21:41Z |
| format | Journal article |
| id | oxford-uuid:2c179189-f9e8-41bb-bbec-ae37c04b77f6 |
| institution | University of Oxford |
| language | English |
| last_indexed | 2024-09-25T04:21:41Z |
| publishDate | 2024 |
| publisher | Routledge |
| record_format | dspace |
| spelling | oxford-uuid:2c179189-f9e8-41bb-bbec-ae37c04b77f62024-08-13T14:23:56ZBanking activities and natural disasters: empirical evidence from IndiaJournal articlehttp://purl.org/coar/resource_type/c_dcae04bcuuid:2c179189-f9e8-41bb-bbec-ae37c04b77f6EnglishSymplectic ElementsRoutledge2024Boungou, WGupta, PThis paper aims to analyse the impact of the 2001 Indian earthquake on the activity of banks. To that end, we use a dataset from 366 banks located in 141 cities in India over the period 1995–2007 and the Difference-in-Differences method. We observe that the natural disaster has affected the profit-earning assets of Indian banks. Specifically, we show that in response to this natural disaster banks have reduced the volume of loans and hold more securities in the earthquake-affected cities. Furthermore, we find a lower level of risk-taking by banks after the earthquake. In doing so, we provide the first evidence of Indian banks’ exposure to natural disasters. |
| spellingShingle | Boungou, W Gupta, P Banking activities and natural disasters: empirical evidence from India |
| title | Banking activities and natural disasters: empirical evidence from India |
| title_full | Banking activities and natural disasters: empirical evidence from India |
| title_fullStr | Banking activities and natural disasters: empirical evidence from India |
| title_full_unstemmed | Banking activities and natural disasters: empirical evidence from India |
| title_short | Banking activities and natural disasters: empirical evidence from India |
| title_sort | banking activities and natural disasters empirical evidence from india |
| work_keys_str_mv | AT boungouw bankingactivitiesandnaturaldisastersempiricalevidencefromindia AT guptap bankingactivitiesandnaturaldisastersempiricalevidencefromindia |