A study on the factors effecting loan demand in Malaysia’s commercial bank / Nazrul Hanis Zaidan
This paper studies the factors that affect Malaysia commercial bank loan demand. Using SPSS 17.0 and Multiple Linear Regressions, the study identifies the relationship between GDP, interest rates and inflation rate with loan demand of Malaysia commercial bank. Using quarterly 10 years total loans ap...
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Format: | Student Project |
Language: | English |
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Faculty of Business and Management
2011
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Online Access: | https://ir.uitm.edu.my/id/eprint/27468/1/PPb_NAZRUL%20HANIS%20ZAIDAN%20BM%20M%2011_5.pdf |
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author | Zaidan, Nazrul Hanis |
author_facet | Zaidan, Nazrul Hanis |
author_sort | Zaidan, Nazrul Hanis |
collection | UITM |
description | This paper studies the factors that affect Malaysia commercial bank loan demand. Using SPSS 17.0 and Multiple Linear Regressions, the study identifies the relationship between GDP, interest rates and inflation rate with loan demand of Malaysia commercial bank. Using quarterly 10 years total loans applied for Malaysia commercial bank, GDP, BLR and CPI from 2000 to 2010 data taken from BNM, the relationship implies that GDP and Inflation are positively related to loan demand and interest rate is negatively related with the loan demand consistent with the previous research done before. The findings in this investigation are useful for future researchers, the economists and financial institutions who are concerned with the lending decisions in Malaysia’s commercial bank. |
first_indexed | 2024-03-06T02:06:01Z |
format | Student Project |
id | uitm.eprints-7468 |
institution | Universiti Teknologi MARA |
language | English |
last_indexed | 2024-03-06T02:06:01Z |
publishDate | 2011 |
publisher | Faculty of Business and Management |
record_format | dspace |
spelling | uitm.eprints-74682020-04-17T11:16:37Z https://ir.uitm.edu.my/id/eprint/27468/ A study on the factors effecting loan demand in Malaysia’s commercial bank / Nazrul Hanis Zaidan Zaidan, Nazrul Hanis Bank loans. Bank credit. Commercial loans Credit. Debt. Loans Commercial credit. Commercial loans. Credit management This paper studies the factors that affect Malaysia commercial bank loan demand. Using SPSS 17.0 and Multiple Linear Regressions, the study identifies the relationship between GDP, interest rates and inflation rate with loan demand of Malaysia commercial bank. Using quarterly 10 years total loans applied for Malaysia commercial bank, GDP, BLR and CPI from 2000 to 2010 data taken from BNM, the relationship implies that GDP and Inflation are positively related to loan demand and interest rate is negatively related with the loan demand consistent with the previous research done before. The findings in this investigation are useful for future researchers, the economists and financial institutions who are concerned with the lending decisions in Malaysia’s commercial bank. Faculty of Business and Management 2011 Student Project NonPeerReviewed text en https://ir.uitm.edu.my/id/eprint/27468/1/PPb_NAZRUL%20HANIS%20ZAIDAN%20BM%20M%2011_5.pdf A study on the factors effecting loan demand in Malaysia’s commercial bank / Nazrul Hanis Zaidan. (2011) [Student Project] <http://terminalib.uitm.edu.my/27468.pdf> (Unpublished) |
spellingShingle | Bank loans. Bank credit. Commercial loans Credit. Debt. Loans Commercial credit. Commercial loans. Credit management Zaidan, Nazrul Hanis A study on the factors effecting loan demand in Malaysia’s commercial bank / Nazrul Hanis Zaidan |
title | A study on the factors effecting loan demand in Malaysia’s commercial bank / Nazrul Hanis Zaidan |
title_full | A study on the factors effecting loan demand in Malaysia’s commercial bank / Nazrul Hanis Zaidan |
title_fullStr | A study on the factors effecting loan demand in Malaysia’s commercial bank / Nazrul Hanis Zaidan |
title_full_unstemmed | A study on the factors effecting loan demand in Malaysia’s commercial bank / Nazrul Hanis Zaidan |
title_short | A study on the factors effecting loan demand in Malaysia’s commercial bank / Nazrul Hanis Zaidan |
title_sort | study on the factors effecting loan demand in malaysia s commercial bank nazrul hanis zaidan |
topic | Bank loans. Bank credit. Commercial loans Credit. Debt. Loans Commercial credit. Commercial loans. Credit management |
url | https://ir.uitm.edu.my/id/eprint/27468/1/PPb_NAZRUL%20HANIS%20ZAIDAN%20BM%20M%2011_5.pdf |
work_keys_str_mv | AT zaidannazrulhanis astudyonthefactorseffectingloandemandinmalaysiascommercialbanknazrulhaniszaidan AT zaidannazrulhanis studyonthefactorseffectingloandemandinmalaysiascommercialbanknazrulhaniszaidan |