Microcredit for rural poverty alleviation and social well-being: A study of Sabah, Malaysia
Microcredit is an influential intervention used to alleviate poverty and improve social well-being in rural communities in Sabah, Malaysia. This study examined the effects of a microcredit scheme, Amanah Ikhtiar Malaysia (AIM), on the well-being of these communities. Using a survey method, a pre-tes...
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| Format: | Article |
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Wiley
2017
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| author | Wahab, Haris Abd Bunyau, William Rezaul Islam, M. |
| author_facet | Wahab, Haris Abd Bunyau, William Rezaul Islam, M. |
| author_sort | Wahab, Haris Abd |
| collection | UM |
| description | Microcredit is an influential intervention used to alleviate poverty and improve social well-being in rural communities in Sabah, Malaysia. This study examined the effects of a microcredit scheme, Amanah Ikhtiar Malaysia (AIM), on the well-being of these communities. Using a survey method, a pre-tested interview schedule was administered to 277 AIM recipients in Sabah, Malaysia. Social well-being was examined based on the three indicators of Midgley's social development approach: the management of problems, the fulfillment of basic needs, and social opportunities provided. AIM microcredit schemes were successful in improving the well-being of AIM recipients, although the recipients faced a number of problems, including unemployment, lack of education, and access to public services and healthcare facilities. The findings of this study represent a useful guideline to the AIM authority, development practitioners, policymakers, and governmental organization and non-governmental organization workers. |
| first_indexed | 2024-03-06T05:51:09Z |
| format | Article |
| id | um.eprints-20416 |
| institution | Universiti Malaya |
| last_indexed | 2024-03-06T05:51:09Z |
| publishDate | 2017 |
| publisher | Wiley |
| record_format | dspace |
| spelling | um.eprints-204162019-02-21T03:11:56Z http://eprints.um.edu.my/20416/ Microcredit for rural poverty alleviation and social well-being: A study of Sabah, Malaysia Wahab, Haris Abd Bunyau, William Rezaul Islam, M. HG Finance Credit. Debt. Loans Microcredit is an influential intervention used to alleviate poverty and improve social well-being in rural communities in Sabah, Malaysia. This study examined the effects of a microcredit scheme, Amanah Ikhtiar Malaysia (AIM), on the well-being of these communities. Using a survey method, a pre-tested interview schedule was administered to 277 AIM recipients in Sabah, Malaysia. Social well-being was examined based on the three indicators of Midgley's social development approach: the management of problems, the fulfillment of basic needs, and social opportunities provided. AIM microcredit schemes were successful in improving the well-being of AIM recipients, although the recipients faced a number of problems, including unemployment, lack of education, and access to public services and healthcare facilities. The findings of this study represent a useful guideline to the AIM authority, development practitioners, policymakers, and governmental organization and non-governmental organization workers. Wiley 2017 Article PeerReviewed Wahab, Haris Abd and Bunyau, William and Rezaul Islam, M. (2017) Microcredit for rural poverty alleviation and social well-being: A study of Sabah, Malaysia. Asian Social Work and Policy Review, 12 (1). pp. 4-16. ISSN 1753-1403, DOI https://doi.org/10.1111/aswp.12133 <https://doi.org/10.1111/aswp.12133>. https://doi.org/10.1111/aswp.12133 doi:10.1111/aswp.12133 |
| spellingShingle | HG Finance Credit. Debt. Loans Wahab, Haris Abd Bunyau, William Rezaul Islam, M. Microcredit for rural poverty alleviation and social well-being: A study of Sabah, Malaysia |
| title | Microcredit for rural poverty alleviation and social well-being: A study of Sabah, Malaysia |
| title_full | Microcredit for rural poverty alleviation and social well-being: A study of Sabah, Malaysia |
| title_fullStr | Microcredit for rural poverty alleviation and social well-being: A study of Sabah, Malaysia |
| title_full_unstemmed | Microcredit for rural poverty alleviation and social well-being: A study of Sabah, Malaysia |
| title_short | Microcredit for rural poverty alleviation and social well-being: A study of Sabah, Malaysia |
| title_sort | microcredit for rural poverty alleviation and social well being a study of sabah malaysia |
| topic | HG Finance Credit. Debt. Loans |
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