Factors influencing graduate’s intention to repay Educational debt
This study examines the relationships between graduates' intention to repay educational debt and their attitude, parental influence, financial literacy, and financial behaviours. This study employs quantitative methods, and data was collected using a Google Form. The self-administered online su...
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| Format: | Article |
| Language: | English English |
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UMS
2022
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| Online Access: | https://eprints.ums.edu.my/id/eprint/35784/1/ABSTRACT.pdf https://eprints.ums.edu.my/id/eprint/35784/2/FULL%20TEXT.pdf |
| _version_ | 1796911793545674752 |
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| author | Siti Safwanah Jumat@Mohameda Haneffa Muchlis Gazali Tamrin Amboala |
| author_facet | Siti Safwanah Jumat@Mohameda Haneffa Muchlis Gazali Tamrin Amboala |
| author_sort | Siti Safwanah Jumat@Mohameda |
| collection | UMS |
| description | This study examines the relationships between graduates' intention to repay educational debt and their attitude, parental influence, financial literacy, and financial behaviours. This study employs quantitative methods, and data was collected using a Google Form. The self-administered online survey received 258 responses in total. According to the findings, attitude, parental influence, and financial literacy all have a significant positive relationship with the intention to repay the loan. The financial behaviour has no discernible relationship to repaying the educational loan. According to the findings, the Theory of Reasoned Action was significantly associated with loan repayment. The study has limitations, and more research is needed to fully understand this phenomenon |
| first_indexed | 2024-03-06T03:24:02Z |
| format | Article |
| id | ums.eprints-35784 |
| institution | Universiti Malaysia Sabah |
| language | English English |
| last_indexed | 2024-03-06T03:24:02Z |
| publishDate | 2022 |
| publisher | UMS |
| record_format | dspace |
| spelling | ums.eprints-357842023-07-07T06:25:00Z https://eprints.ums.edu.my/id/eprint/35784/ Factors influencing graduate’s intention to repay Educational debt Siti Safwanah Jumat@Mohameda Haneffa Muchlis Gazali Tamrin Amboala HG1-9999 Finance HG179 Personal finance This study examines the relationships between graduates' intention to repay educational debt and their attitude, parental influence, financial literacy, and financial behaviours. This study employs quantitative methods, and data was collected using a Google Form. The self-administered online survey received 258 responses in total. According to the findings, attitude, parental influence, and financial literacy all have a significant positive relationship with the intention to repay the loan. The financial behaviour has no discernible relationship to repaying the educational loan. According to the findings, the Theory of Reasoned Action was significantly associated with loan repayment. The study has limitations, and more research is needed to fully understand this phenomenon UMS 2022 Article NonPeerReviewed text en https://eprints.ums.edu.my/id/eprint/35784/1/ABSTRACT.pdf text en https://eprints.ums.edu.my/id/eprint/35784/2/FULL%20TEXT.pdf Siti Safwanah Jumat@Mohameda and Haneffa Muchlis Gazali and Tamrin Amboala (2022) Factors influencing graduate’s intention to repay Educational debt. Labuan bulletin of international business &finance, 20 (2). pp. 1-17. https://doi.org/10.51200/lbibf.v20i2.3899 |
| spellingShingle | HG1-9999 Finance HG179 Personal finance Siti Safwanah Jumat@Mohameda Haneffa Muchlis Gazali Tamrin Amboala Factors influencing graduate’s intention to repay Educational debt |
| title | Factors influencing graduate’s intention to repay Educational debt |
| title_full | Factors influencing graduate’s intention to repay Educational debt |
| title_fullStr | Factors influencing graduate’s intention to repay Educational debt |
| title_full_unstemmed | Factors influencing graduate’s intention to repay Educational debt |
| title_short | Factors influencing graduate’s intention to repay Educational debt |
| title_sort | factors influencing graduate s intention to repay educational debt |
| topic | HG1-9999 Finance HG179 Personal finance |
| url | https://eprints.ums.edu.my/id/eprint/35784/1/ABSTRACT.pdf https://eprints.ums.edu.my/id/eprint/35784/2/FULL%20TEXT.pdf |
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