Investigating drivers of qardhul hassan financing acceptance in the time of COVID-19: a Malaysian breadwinner perspective
This study was conducted to examine factors that could determine breadwinners' willingness to accept qardhul hassan financing in the time of coronavirus disease 2019 (COVID-19). Design/methodology/approach Drawing upon ‘Attitude, Social Influence and Self-Efficacy’ (ASE) model, this study exami...
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| Format: | Article |
| Language: | English English |
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Emerald Publishing Limited
2022
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| Online Access: | https://eprints.ums.edu.my/id/eprint/38109/1/ABSTRACT.pdf https://eprints.ums.edu.my/id/eprint/38109/2/FULLTEXT.pdf |
| _version_ | 1825715477299593216 |
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| author | Hanudin Amin |
| author_facet | Hanudin Amin |
| author_sort | Hanudin Amin |
| collection | UMS |
| description | This study was conducted to examine factors that could determine breadwinners' willingness to accept qardhul hassan financing in the time of coronavirus disease 2019 (COVID-19). Design/methodology/approach Drawing upon ‘Attitude, Social Influence and Self-Efficacy’ (ASE) model, this study examined the effects of attitude, subjective influence and self-efficacy on qardhul hassan financing acceptance during the pandemic. The sample size was 294 respondents who were all breadwinners and sourced from group bottom 40 or B40 in Malaysia. Findings The results obtained acknowledged that attitude, subjective influence and self-efficacy shaped the formation and development of breadwinners' acceptance to take up the facility during the pandemic at best for well-being. Research limitations/implications Future studies should include samples from other geographies in Malaysia along with new variables relevant to extend the findings. Practical implications The results obtained offer new action plans for Islamic social financial institutions to better plan the offered qardhul hassan financing to society at large. Originality/value There are two originalities drawn from this study. First, this study is a pioneering work in Malaysia examining the importance of qardhul hassan financing in the time of COVID-19. Second, this study used the ASE model in examining the breadwinners' acceptability of the financing facility in meeting basic needs and requirements. |
| first_indexed | 2024-03-06T03:27:24Z |
| format | Article |
| id | ums.eprints-38109 |
| institution | Universiti Malaysia Sabah |
| language | English English |
| last_indexed | 2024-03-06T03:27:24Z |
| publishDate | 2022 |
| publisher | Emerald Publishing Limited |
| record_format | dspace |
| spelling | ums.eprints-381092024-02-01T07:45:23Z https://eprints.ums.edu.my/id/eprint/38109/ Investigating drivers of qardhul hassan financing acceptance in the time of COVID-19: a Malaysian breadwinner perspective Hanudin Amin HG1501-3550 Banking This study was conducted to examine factors that could determine breadwinners' willingness to accept qardhul hassan financing in the time of coronavirus disease 2019 (COVID-19). Design/methodology/approach Drawing upon ‘Attitude, Social Influence and Self-Efficacy’ (ASE) model, this study examined the effects of attitude, subjective influence and self-efficacy on qardhul hassan financing acceptance during the pandemic. The sample size was 294 respondents who were all breadwinners and sourced from group bottom 40 or B40 in Malaysia. Findings The results obtained acknowledged that attitude, subjective influence and self-efficacy shaped the formation and development of breadwinners' acceptance to take up the facility during the pandemic at best for well-being. Research limitations/implications Future studies should include samples from other geographies in Malaysia along with new variables relevant to extend the findings. Practical implications The results obtained offer new action plans for Islamic social financial institutions to better plan the offered qardhul hassan financing to society at large. Originality/value There are two originalities drawn from this study. First, this study is a pioneering work in Malaysia examining the importance of qardhul hassan financing in the time of COVID-19. Second, this study used the ASE model in examining the breadwinners' acceptability of the financing facility in meeting basic needs and requirements. Emerald Publishing Limited 2022-11-19 Article NonPeerReviewed text en https://eprints.ums.edu.my/id/eprint/38109/1/ABSTRACT.pdf text en https://eprints.ums.edu.my/id/eprint/38109/2/FULLTEXT.pdf Hanudin Amin (2022) Investigating drivers of qardhul hassan financing acceptance in the time of COVID-19: a Malaysian breadwinner perspective. International Journal of Social Economics, 50 (8). pp. 1193-1152. ISSN 0306-8293 10.1108/IJSE-06-2022-0420 |
| spellingShingle | HG1501-3550 Banking Hanudin Amin Investigating drivers of qardhul hassan financing acceptance in the time of COVID-19: a Malaysian breadwinner perspective |
| title | Investigating drivers of qardhul hassan financing acceptance in the time of COVID-19: a Malaysian breadwinner perspective |
| title_full | Investigating drivers of qardhul hassan financing acceptance in the time of COVID-19: a Malaysian breadwinner perspective |
| title_fullStr | Investigating drivers of qardhul hassan financing acceptance in the time of COVID-19: a Malaysian breadwinner perspective |
| title_full_unstemmed | Investigating drivers of qardhul hassan financing acceptance in the time of COVID-19: a Malaysian breadwinner perspective |
| title_short | Investigating drivers of qardhul hassan financing acceptance in the time of COVID-19: a Malaysian breadwinner perspective |
| title_sort | investigating drivers of qardhul hassan financing acceptance in the time of covid 19 a malaysian breadwinner perspective |
| topic | HG1501-3550 Banking |
| url | https://eprints.ums.edu.my/id/eprint/38109/1/ABSTRACT.pdf https://eprints.ums.edu.my/id/eprint/38109/2/FULLTEXT.pdf |
| work_keys_str_mv | AT hanudinamin investigatingdriversofqardhulhassanfinancingacceptanceinthetimeofcovid19amalaysianbreadwinnerperspective |