Credit attitude, money attitude and credit misuse among university students in China
The purpose of this paper is to investigate the relationship between credit and money attitudes with credit misuse among university students in Sichuan, China. A sample of 150 undergraduate students was collected from Sichuan University, the University of Electronic Science and Technology, and the S...
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| Format: | Article |
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Malaysia Consumer And Family Economy Association (MACFEA)
2022
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| _version_ | 1796983968953794560 |
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| author | Kao, Wen Tao Lau, Jasmine Leby |
| author_facet | Kao, Wen Tao Lau, Jasmine Leby |
| author_sort | Kao, Wen Tao |
| collection | UPM |
| description | The purpose of this paper is to investigate the relationship between credit and money attitudes with credit misuse among university students in Sichuan, China. A sample of 150 undergraduate students was collected from Sichuan University, the University of Electronic Science and Technology, and the Southwestern University of Finance and Economics. Descriptive analysis and Pearson correlation coefficient were used to analyze the data. Pearson correlation analyses found that affective, cognitive, and behavioral credit attitudes had no significant relationship with credit misuse. On the other hand, the five components of money attitude namely achievement and success, saving concerns, mindfulness and responsible, power and status as well as financial literacy worries had a significant positive relationship with credit misuse. This study provided relevant information to relevant parties to prevent credit misuse from becoming widespread among university students. |
| first_indexed | 2024-03-06T11:13:57Z |
| format | Article |
| id | upm.eprints-100834 |
| institution | Universiti Putra Malaysia |
| last_indexed | 2024-03-06T11:13:57Z |
| publishDate | 2022 |
| publisher | Malaysia Consumer And Family Economy Association (MACFEA) |
| record_format | dspace |
| spelling | upm.eprints-1008342023-08-22T03:44:24Z http://psasir.upm.edu.my/id/eprint/100834/ Credit attitude, money attitude and credit misuse among university students in China Kao, Wen Tao Lau, Jasmine Leby The purpose of this paper is to investigate the relationship between credit and money attitudes with credit misuse among university students in Sichuan, China. A sample of 150 undergraduate students was collected from Sichuan University, the University of Electronic Science and Technology, and the Southwestern University of Finance and Economics. Descriptive analysis and Pearson correlation coefficient were used to analyze the data. Pearson correlation analyses found that affective, cognitive, and behavioral credit attitudes had no significant relationship with credit misuse. On the other hand, the five components of money attitude namely achievement and success, saving concerns, mindfulness and responsible, power and status as well as financial literacy worries had a significant positive relationship with credit misuse. This study provided relevant information to relevant parties to prevent credit misuse from becoming widespread among university students. Malaysia Consumer And Family Economy Association (MACFEA) 2022-12 Article PeerReviewed Kao, Wen Tao and Lau, Jasmine Leby (2022) Credit attitude, money attitude and credit misuse among university students in China. Jurnal Pengguna Malaysia (JPM), 38 (1). 164 - 188. ISSN 1511-998x https://macfea.com.my/1-vol-38-dec-2022/ |
| spellingShingle | Kao, Wen Tao Lau, Jasmine Leby Credit attitude, money attitude and credit misuse among university students in China |
| title | Credit attitude, money attitude and credit misuse among university students in China |
| title_full | Credit attitude, money attitude and credit misuse among university students in China |
| title_fullStr | Credit attitude, money attitude and credit misuse among university students in China |
| title_full_unstemmed | Credit attitude, money attitude and credit misuse among university students in China |
| title_short | Credit attitude, money attitude and credit misuse among university students in China |
| title_sort | credit attitude money attitude and credit misuse among university students in china |
| work_keys_str_mv | AT kaowentao creditattitudemoneyattitudeandcreditmisuseamonguniversitystudentsinchina AT laujasmineleby creditattitudemoneyattitudeandcreditmisuseamonguniversitystudentsinchina |