Financing an Income Generating Activities Among the Low Income Urban Households: Malaysian Experience
This paper aims to provide an insights on the economic performance ofthe Amanah Ikhtiar Malaysia (AIM) Urban Microfinance Programme based on a case study in Georgetown, Penang. The central focus ofthe Urban Microfinance Programme is the provision of loan to the low income urban households to be u...
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| Format: | Conference or Workshop Item |
| Language: | English |
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Universiti Sains Malaysia
2012
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| Subjects: | |
| Online Access: | http://eprints.usm.my/31775/1/Financing_an_Income_Generating_Activities_Among_the_Low_Income_Urban_Households.pdf |
| _version_ | 1825832596615987200 |
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| author | Omar, Mohamed Zaini Mohamad Nor, Che Supian Main Rindam, Main Rindam |
| author_facet | Omar, Mohamed Zaini Mohamad Nor, Che Supian Main Rindam, Main Rindam |
| author_sort | Omar, Mohamed Zaini |
| collection | USM |
| description | This paper aims to provide an insights on the economic performance ofthe Amanah Ikhtiar
Malaysia (AIM) Urban Microfinance Programme based on a case study in Georgetown,
Penang. The central focus ofthe Urban Microfinance Programme is the provision of loan to
the low income urban households to be used for financing an income generating activities. In
this connection the purpose of this paper is to examine to (i) what extent the Urban
Microfinance Programme has been effective in increasing the incomes ofits participants and
(ii) identify what are the factors that have been contributing towards the increment ofthe
household incomes. AIM had adopted the Grameen Bank (GB) concept ofmicrofinance and
after sucessfully serving the rural area in Malaysia for more than two decades with the initial
Rural Microfinance Programme since 1987, had ventured into the urban area in early 2008
with the Urban Microfinance Programme to cater to the poor households and low income
groups in the urban area. Thus this programme can be seen as the mechanism of lifting the
income ofthe low income urban households. |
| first_indexed | 2024-03-06T14:55:12Z |
| format | Conference or Workshop Item |
| id | usm.eprints-31775 |
| institution | Universiti Sains Malaysia |
| language | English |
| last_indexed | 2024-03-06T14:55:12Z |
| publishDate | 2012 |
| publisher | Universiti Sains Malaysia |
| record_format | dspace |
| spelling | usm.eprints-317752019-09-21T03:53:05Z http://eprints.usm.my/31775/ Financing an Income Generating Activities Among the Low Income Urban Households: Malaysian Experience Omar, Mohamed Zaini Mohamad Nor, Che Supian Main Rindam, Main Rindam LC5800-5808 Distance education. This paper aims to provide an insights on the economic performance ofthe Amanah Ikhtiar Malaysia (AIM) Urban Microfinance Programme based on a case study in Georgetown, Penang. The central focus ofthe Urban Microfinance Programme is the provision of loan to the low income urban households to be used for financing an income generating activities. In this connection the purpose of this paper is to examine to (i) what extent the Urban Microfinance Programme has been effective in increasing the incomes ofits participants and (ii) identify what are the factors that have been contributing towards the increment ofthe household incomes. AIM had adopted the Grameen Bank (GB) concept ofmicrofinance and after sucessfully serving the rural area in Malaysia for more than two decades with the initial Rural Microfinance Programme since 1987, had ventured into the urban area in early 2008 with the Urban Microfinance Programme to cater to the poor households and low income groups in the urban area. Thus this programme can be seen as the mechanism of lifting the income ofthe low income urban households. Universiti Sains Malaysia 2012-02 Conference or Workshop Item PeerReviewed application/pdf en http://eprints.usm.my/31775/1/Financing_an_Income_Generating_Activities_Among_the_Low_Income_Urban_Households.pdf Omar, Mohamed Zaini and Mohamad Nor, Che Supian and Main Rindam, Main Rindam (2012) Financing an Income Generating Activities Among the Low Income Urban Households: Malaysian Experience. In: CIBMP Annual Conference on Innovation in Business and Management & Doctoral Symposium, 27 February 2012, University of London. (Submitted) |
| spellingShingle | LC5800-5808 Distance education. Omar, Mohamed Zaini Mohamad Nor, Che Supian Main Rindam, Main Rindam Financing an Income Generating Activities Among the Low Income Urban Households: Malaysian Experience |
| title | Financing an Income Generating Activities Among the
Low Income Urban Households: Malaysian Experience |
| title_full | Financing an Income Generating Activities Among the
Low Income Urban Households: Malaysian Experience |
| title_fullStr | Financing an Income Generating Activities Among the
Low Income Urban Households: Malaysian Experience |
| title_full_unstemmed | Financing an Income Generating Activities Among the
Low Income Urban Households: Malaysian Experience |
| title_short | Financing an Income Generating Activities Among the
Low Income Urban Households: Malaysian Experience |
| title_sort | financing an income generating activities among the low income urban households malaysian experience |
| topic | LC5800-5808 Distance education. |
| url | http://eprints.usm.my/31775/1/Financing_an_Income_Generating_Activities_Among_the_Low_Income_Urban_Households.pdf |
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