Sme Loan Decision-Making Process: The Declining Role Of Human Capital
This study is intended to establish relationships among a borrower's attributes, the likelihood of loan approval, and the effect of lender's human capital in the SME loan-granting process. A conjoint analysis has been used as the main analytical tool. The results showed that: (1) a borr...
| Main Authors: | , , , |
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| Format: | Article |
| Language: | English |
| Published: |
Asian Academy of Management (AAM)
2011
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| Subjects: | |
| Online Access: | http://eprints.usm.my/36563/1/AAMJ_16.2.2.pdf |
| _version_ | 1797009659716960256 |
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| author | Ottavia, Ottavia Chuluunbaatar, Enkhbold Far Kung, Shiann Luh, Ding Bang |
| author_facet | Ottavia, Ottavia Chuluunbaatar, Enkhbold Far Kung, Shiann Luh, Ding Bang |
| author_sort | Ottavia, Ottavia |
| collection | USM |
| description | This study is intended to establish relationships among a borrower's attributes, the
likelihood of loan approval, and the effect of lender's human capital in the SME
loan-granting process. A conjoint analysis has been used as the main analytical tool. The
results showed that: (1) a borrower's attributes are all positively related to the likelihood
of loan approval on different levels, (2) officers place different weights on a borrower's
attributes, and (3) human capital factors do not have significant roles in the SME
loan-granting process |
| first_indexed | 2024-03-06T15:08:39Z |
| format | Article |
| id | usm.eprints-36563 |
| institution | Universiti Sains Malaysia |
| language | English |
| last_indexed | 2024-03-06T15:08:39Z |
| publishDate | 2011 |
| publisher | Asian Academy of Management (AAM) |
| record_format | dspace |
| spelling | usm.eprints-365632017-09-18T04:38:15Z http://eprints.usm.my/36563/ Sme Loan Decision-Making Process: The Declining Role Of Human Capital Ottavia, Ottavia Chuluunbaatar, Enkhbold Far Kung, Shiann Luh, Ding Bang HD28-70 Management. Industrial Management This study is intended to establish relationships among a borrower's attributes, the likelihood of loan approval, and the effect of lender's human capital in the SME loan-granting process. A conjoint analysis has been used as the main analytical tool. The results showed that: (1) a borrower's attributes are all positively related to the likelihood of loan approval on different levels, (2) officers place different weights on a borrower's attributes, and (3) human capital factors do not have significant roles in the SME loan-granting process Asian Academy of Management (AAM) 2011 Article PeerReviewed application/pdf en http://eprints.usm.my/36563/1/AAMJ_16.2.2.pdf Ottavia, Ottavia and Chuluunbaatar, Enkhbold and Far Kung, Shiann and Luh, Ding Bang (2011) Sme Loan Decision-Making Process: The Declining Role Of Human Capital. Asian Academy of Management Journal (AAMJ), 16 (2). pp. 1-24. ISSN 1394-2603 http://web.usm.my/aamj/16.2.2011/AAMJ_16.2.2.pdf |
| spellingShingle | HD28-70 Management. Industrial Management Ottavia, Ottavia Chuluunbaatar, Enkhbold Far Kung, Shiann Luh, Ding Bang Sme Loan Decision-Making Process: The Declining Role Of Human Capital |
| title | Sme Loan Decision-Making Process:
The Declining Role Of Human Capital |
| title_full | Sme Loan Decision-Making Process:
The Declining Role Of Human Capital |
| title_fullStr | Sme Loan Decision-Making Process:
The Declining Role Of Human Capital |
| title_full_unstemmed | Sme Loan Decision-Making Process:
The Declining Role Of Human Capital |
| title_short | Sme Loan Decision-Making Process:
The Declining Role Of Human Capital |
| title_sort | sme loan decision making process the declining role of human capital |
| topic | HD28-70 Management. Industrial Management |
| url | http://eprints.usm.my/36563/1/AAMJ_16.2.2.pdf |
| work_keys_str_mv | AT ottaviaottavia smeloandecisionmakingprocessthedecliningroleofhumancapital AT chuluunbaatarenkhbold smeloandecisionmakingprocessthedecliningroleofhumancapital AT farkungshiann smeloandecisionmakingprocessthedecliningroleofhumancapital AT luhdingbang smeloandecisionmakingprocessthedecliningroleofhumancapital |